Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$241,556+4.1% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$52,364About 1.0× the local median income ($50,830): a stretch for a typical household
Days on market85 daysAbout the same pace as a year ago
The typical home in Cocke County, TN is worth $241,556, up 4.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $212,799, so the area is 13.5% overvalued. It is a buyer's market: homes take about 85 days to sell, listings are up 24% from a year ago, 23% of listings have had a price cut. A household needs about $52,364 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,830. In the latest IRS figures, 571 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$241,556
Change in 1 year
+4.1%
Overvalued %
+13.5%
Show 6 more
Fair home value
$212,799
Change in 5 years
+26.5%
Home value to income
4.8×
Monthly mortgage payment (20% down)
$1,309
Income needed to afford it
$52,364
Property tax rate
0.57%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$995
Market activity
Listings vs a year ago
+24.1%
Days on market
85
Listings with a price cut
22.7%
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Homes for sale
196
Pending sales per 100 listings
24
Asking price per sq ft
$233
People and jobs
Median household income
$50,830
Population change (1 year)
+0.4%
Unemployment rate
4.2%
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Population
37,889
Income adjusted for cost of living
$59,870
Net moves in (IRS)
+571
Cost of living (US = 100)
84.9
Schools, risk and environment
School rating (1 to 10)
5.5
FEMA hazard risk score (0 to 100)
54.5
Flood risk score
68.5
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Wildfire risk score
61.8
Walkability (1 to 20)
4.9
Road, rail and air noise
55 dB
Questions people ask
Is Cocke County, TN overvalued?
Home prices in Cocke County, TN are well above what local incomes have historically supported: fair value is about $212,799, so the area is 13.5% overvalued.
Is Cocke County, TN a buyer's or seller's market?
Cocke County, TN is a buyer's market: homes take about 85 days to sell, listings are up 24% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Cocke County, TN?
Home values in Cocke County, TN are up 4.1% over the last year.
How much do you need to earn to buy a home in Cocke County, TN?
A household needs about $52,364 a year to afford the typical home in Cocke County, TN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,830.