Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$242,344+2.7% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 28% have cut their price
Income needed to buy, per year$52,535About 1.0× the local median income ($50,816): a stretch for a typical household
Days on market103 daysFaster than a year ago: sellers have the edge
The typical home in Johnson County, TN is worth $242,344, up 2.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $213,814, so the area is 13.3% overvalued. It is a buyer's market: homes take about 103 days to sell, listings are up 11% from a year ago, 28% of listings have had a price cut. A household needs about $52,535 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,816. In the latest IRS figures, 316 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$242,344
Change in 1 year
+2.7%
Overvalued %
+13.3%
Show 6 more
Fair home value
$213,814
Change in 5 years
+28.9%
Home value to income
4.8×
Monthly mortgage payment (20% down)
$1,313
Income needed to afford it
$52,535
Property tax rate
0.40%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$995
Market activity
Listings vs a year ago
+10.6%
Days on market
103
Listings with a price cut
27.8%
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Homes for sale
115
Pending sales per 100 listings
19
Asking price per sq ft
$241
People and jobs
Median household income
$50,816
Population change (1 year)
+1.1%
Unemployment rate
3.2%
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Population
18,718
Income adjusted for cost of living
$59,854
Net moves in (IRS)
+316
Cost of living (US = 100)
84.9
Schools, risk and environment
School rating (1 to 10)
6.6
FEMA hazard risk score (0 to 100)
28.2
Flood risk score
47.2
Show 3 more
Wildfire risk score
54.9
Walkability (1 to 20)
4.6
Road, rail and air noise
54 dB
Questions people ask
Is Johnson County, TN overvalued?
Home prices in Johnson County, TN are well above what local incomes have historically supported: fair value is about $213,814, so the area is 13.3% overvalued.
Is Johnson County, TN a buyer's or seller's market?
Johnson County, TN is a buyer's market: homes take about 103 days to sell, listings are up 11% from a year ago, 28% of listings have had a price cut.
Are home prices going down in Johnson County, TN?
Home values in Johnson County, TN are up 2.7% over the last year.
How much do you need to earn to buy a home in Johnson County, TN?
A household needs about $52,535 a year to afford the typical home in Johnson County, TN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,816.