Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$172,914+5.6% YoY · prices are rising fast
Market right nowBalanced marketFewer homes for sale than last year, 24% have cut their price
Income needed to buy, per year$37,484About 0.7× the local median income ($56,334): affordable for a typical household
Days on market75 daysAbout the same pace as a year ago
The typical home in McNairy County, TN is worth $172,914, up 5.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $155,187, so the area is 11.4% overvalued. It is a balanced market: homes take about 75 days to sell, listings are down 2% from a year ago, 24% of listings have had a price cut. A household needs about $37,484 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,334. In the latest IRS figures, 172 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$172,914
Change in 1 year
+5.6%
Overvalued %
+11.4%
Show 6 more
Fair home value
$155,187
Change in 5 years
+26.4%
Home value to income
3.1×
Monthly mortgage payment (20% down)
$937
Income needed to afford it
$37,484
Property tax rate
0.38%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$995
Market activity
Listings vs a year ago
−1.6%
Days on market
75
Listings with a price cut
23.8%
Show 3 more
Homes for sale
127
Pending sales per 100 listings
14
Asking price per sq ft
$137
People and jobs
Median household income
$56,334
Population change (1 year)
+0.4%
Unemployment rate
5.8%
Show 4 more
Population
26,236
Income adjusted for cost of living
$66,353
Net moves in (IRS)
+172
Cost of living (US = 100)
84.9
Schools, risk and environment
School rating (1 to 10)
5.4
FEMA hazard risk score (0 to 100)
50.5
Flood risk score
33.3
Show 3 more
Wildfire risk score
26.5
Walkability (1 to 20)
4.6
Road, rail and air noise
55 dB
Questions people ask
Is McNairy County, TN overvalued?
Home prices in McNairy County, TN are well above what local incomes have historically supported: fair value is about $155,187, so the area is 11.4% overvalued.
Is McNairy County, TN a buyer's or seller's market?
McNairy County, TN is a balanced market: homes take about 75 days to sell, listings are down 2% from a year ago, 24% of listings have had a price cut.
Are home prices going down in McNairy County, TN?
Home values in McNairy County, TN are up 5.6% over the last year.
How much do you need to earn to buy a home in McNairy County, TN?
A household needs about $37,484 a year to afford the typical home in McNairy County, TN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,334.