Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$177,700+2.5% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 11% have cut their price
Income needed to buy, per year$38,522About 0.7× the local median income ($55,245): affordable for a typical household
Days on market60 daysFaster than a year ago: sellers have the edge
The typical home in Carroll County, TN is worth $177,700, up 2.5% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $167,982, so the area is 5.8% overvalued. It is a balanced market, leaning toward buyers: homes take about 60 days to sell, listings are up 4% from a year ago, 11% of listings have had a price cut. A household needs about $38,522 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,245. In the latest IRS figures, 355 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$177,700
Change in 1 year
+2.5%
Overvalued %
+5.8%
Show 6 more
Fair home value
$167,982
Change in 5 years
+19.9%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$963
Income needed to afford it
$38,522
Property tax rate
0.58%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$995
Market activity
Listings vs a year ago
+4.4%
Days on market
60
Listings with a price cut
11.1%
Show 3 more
Homes for sale
119
Pending sales per 100 listings
22
Asking price per sq ft
$147
People and jobs
Median household income
$55,245
Population change (1 year)
−0.0%
Unemployment rate
4.5%
Show 4 more
Population
29,200
Income adjusted for cost of living
$65,071
Net moves in (IRS)
+355
Cost of living (US = 100)
84.9
Schools, risk and environment
School rating (1 to 10)
6.3
FEMA hazard risk score (0 to 100)
72.8
Flood risk score
27.2
Show 3 more
Wildfire risk score
20.2
Walkability (1 to 20)
5.2
Road, rail and air noise
53 dB
Questions people ask
Is Carroll County, TN overvalued?
Home prices in Carroll County, TN are slightly above what local incomes have historically supported: fair value is about $167,982, so the area is 5.8% overvalued.
Is Carroll County, TN a buyer's or seller's market?
Carroll County, TN is a balanced market, leaning toward buyers: homes take about 60 days to sell, listings are up 4% from a year ago, 11% of listings have had a price cut.
Are home prices going down in Carroll County, TN?
Home values in Carroll County, TN are up 2.5% over the last year.
How much do you need to earn to buy a home in Carroll County, TN?
A household needs about $38,522 a year to afford the typical home in Carroll County, TN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,245.