Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$166,805+7.4% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$36,160About 0.6× the local median income ($58,186): affordable for a typical household
Days on market92 daysSlower than a year ago: buyers have time to negotiate
The typical home in Obion County, TN is worth $166,805, up 7.4% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $152,737, so the area is 9.2% overvalued. It is a balanced market, leaning toward buyers: homes take about 92 days to sell, listings are up 9% from a year ago, 21% of listings have had a price cut. A household needs about $36,160 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,186. In the latest IRS figures, 22 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$166,805
Change in 1 year
+7.4%
Overvalued %
+9.2%
Show 6 more
Fair home value
$152,737
Change in 5 years
+32.9%
Home value to income
2.9×
Monthly mortgage payment (20% down)
$904
Income needed to afford it
$36,160
Property tax rate
0.52%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$995
Market activity
Listings vs a year ago
+9.0%
Days on market
92
Listings with a price cut
21.2%
Show 3 more
Homes for sale
97
Pending sales per 100 listings
21
Asking price per sq ft
$134
People and jobs
Median household income
$58,186
Population change (1 year)
−0.6%
Unemployment rate
4.2%
Show 4 more
Population
30,067
Income adjusted for cost of living
$68,535
Net moves in (IRS)
−22
Cost of living (US = 100)
84.9
Schools, risk and environment
School rating (1 to 10)
7.5
FEMA hazard risk score (0 to 100)
81.3
Flood risk score
38.1
Show 3 more
Wildfire risk score
14.7
Walkability (1 to 20)
5.3
Road, rail and air noise
52 dB
Questions people ask
Is Obion County, TN overvalued?
Home prices in Obion County, TN are slightly above what local incomes have historically supported: fair value is about $152,737, so the area is 9.2% overvalued.
Is Obion County, TN a buyer's or seller's market?
Obion County, TN is a balanced market, leaning toward buyers: homes take about 92 days to sell, listings are up 9% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Obion County, TN?
Home values in Obion County, TN are up 7.4% over the last year.
How much do you need to earn to buy a home in Obion County, TN?
A household needs about $36,160 a year to afford the typical home in Obion County, TN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,186.