Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$229,483+8.2% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 24% have cut their price
Income needed to buy, per year$49,747About 0.8× the local median income ($60,114): affordable for a typical household
Days on market82 daysSlower than a year ago: buyers have time to negotiate
The typical home in Houston County, TN is worth $229,483, up 8.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $183,354, so the area is 25.2% overvalued. It is a buyer's market: homes take about 82 days to sell, listings are up 24% from a year ago, 24% of listings have had a price cut. A household needs about $49,747 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,114. In the latest IRS figures, 134 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$229,483
Change in 1 year
+8.2%
Overvalued %
+25.2%
Show 6 more
Fair home value
$183,354
Change in 5 years
+34.9%
Home value to income
3.8×
Monthly mortgage payment (20% down)
$1,244
Income needed to afford it
$49,747
Property tax rate
0.54%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$995
Market activity
Listings vs a year ago
+23.8%
Days on market
82
Listings with a price cut
24.1%
Show 3 more
Homes for sale
52
Pending sales per 100 listings
17
Asking price per sq ft
$203
People and jobs
Median household income
$60,114
Population change (1 year)
−0.5%
Unemployment rate
3.9%
Show 4 more
Population
8,479
Income adjusted for cost of living
$70,806
Net moves in (IRS)
+134
Cost of living (US = 100)
84.9
Schools, risk and environment
School rating (1 to 10)
3.3
FEMA hazard risk score (0 to 100)
13.1
Flood risk score
14.0
Show 3 more
Wildfire risk score
3.0
Walkability (1 to 20)
4.7
Road, rail and air noise
54 dB
Questions people ask
Is Houston County, TN overvalued?
Home prices in Houston County, TN are well above what local incomes have historically supported: fair value is about $183,354, so the area is 25.2% overvalued.
Is Houston County, TN a buyer's or seller's market?
Houston County, TN is a buyer's market: homes take about 82 days to sell, listings are up 24% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Houston County, TN?
Home values in Houston County, TN are up 8.2% over the last year.
How much do you need to earn to buy a home in Houston County, TN?
A household needs about $49,747 a year to afford the typical home in Houston County, TN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,114.