Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$269,584+2.9% YoY · prices are rising
Market right nowBalanced marketFewer homes for sale than last year, 22% have cut their price
Income needed to buy, per year$58,440About 1.0× the local median income ($60,725): affordable for a typical household
Days on market57 daysFaster than a year ago: sellers have the edge
Next 12 months+1.9%Zillow expects prices to rise slightly
The typical home in Hamblen County, TN is worth $269,584, up 2.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $227,878, so the area is 18.3% overvalued. It is a balanced market: homes take about 57 days to sell, listings are down 1% from a year ago, 22% of listings have had a price cut. Zillow expects prices to rise about 1.9% over the next year. A household needs about $58,440 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,725. Typical rent is $1,447 a month, or $1,703 for a house. In the latest IRS figures, 813 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$269,584
Change in 1 year
+2.9%
Overvalued %
+18.3%
Show 7 more
Fair home value
$227,878
Change in 5 years
+35.1%
Zillow forecast, next 12 months
+1.9%
Home value to income
4.4×
Monthly mortgage payment (20% down)
$1,461
Income needed to afford it
$58,440
Property tax rate
0.41%
Rent and investing
Typical rent
$1,447
Typical rent for houses
$1,703
Price-to-rent ratio
15.5×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,153
Gross rental yield
6.44%
Cap rate (estimate)
4.19%
Market activity
Listings vs a year ago
−1.0%
Days on market
57
Listings with a price cut
21.7%
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Homes for sale
206
Pending sales per 100 listings
34
Asking price per sq ft
$206
People and jobs
Median household income
$60,725
Population change (1 year)
+1.0%
Unemployment rate
5.3%
Show 4 more
Population
68,843
Income adjusted for cost of living
$70,284
Net moves in (IRS)
+813
Cost of living (US = 100)
86.4
Schools, risk and environment
School rating (1 to 10)
6.3
FEMA hazard risk score (0 to 100)
47.1
Flood risk score
54.6
Show 3 more
Wildfire risk score
40.2
Walkability (1 to 20)
6.0
Road, rail and air noise
53 dB
Questions people ask
Is Hamblen County, TN overvalued?
Home prices in Hamblen County, TN are well above what local incomes have historically supported: fair value is about $227,878, so the area is 18.3% overvalued.
Is Hamblen County, TN a buyer's or seller's market?
Hamblen County, TN is a balanced market: homes take about 57 days to sell, listings are down 1% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Hamblen County, TN?
Home values in Hamblen County, TN are up 2.9% over the last year. Zillow's forecast for the next 12 months is +1.9%.
How much do you need to earn to buy a home in Hamblen County, TN?
A household needs about $58,440 a year to afford the typical home in Hamblen County, TN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,725.