Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$300,963+4.0% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 15% have cut their price
Income needed to buy, per year$65,243About 1.2× the local median income ($53,179): a stretch for a typical household
Days on market99 daysSlower than a year ago: buyers have time to negotiate
The typical home in Delaware County, OK is worth $300,963, up 4.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $256,067, so the area is 17.5% overvalued. It is a buyer's market: homes take about 99 days to sell, listings are up 26% from a year ago, 15% of listings have had a price cut. A household needs about $65,243 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,179. In the latest IRS figures, 431 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$300,963
Change in 1 year
+4.0%
Overvalued %
+17.5%
Show 6 more
Fair home value
$256,067
Change in 5 years
+22.9%
Home value to income
5.7×
Monthly mortgage payment (20% down)
$1,631
Income needed to afford it
$65,243
Property tax rate
0.60%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$980
Market activity
Listings vs a year ago
+25.8%
Days on market
99
Listings with a price cut
15.4%
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Homes for sale
459
Pending sales per 100 listings
18
Asking price per sq ft
$198
People and jobs
Median household income
$53,179
Population change (1 year)
+0.6%
Unemployment rate
5.2%
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Population
41,910
Income adjusted for cost of living
$63,611
Net moves in (IRS)
+431
Cost of living (US = 100)
83.6
Schools, risk and environment
School rating (1 to 10)
5.4
FEMA hazard risk score (0 to 100)
82.7
Flood risk score
86.5
Show 3 more
Wildfire risk score
90.8
Walkability (1 to 20)
5.7
Road, rail and air noise
53 dB
Questions people ask
Is Delaware County, OK overvalued?
Home prices in Delaware County, OK are well above what local incomes have historically supported: fair value is about $256,067, so the area is 17.5% overvalued.
Is Delaware County, OK a buyer's or seller's market?
Delaware County, OK is a buyer's market: homes take about 99 days to sell, listings are up 26% from a year ago, 15% of listings have had a price cut.
Are home prices going down in Delaware County, OK?
Home values in Delaware County, OK are up 4.0% over the last year.
How much do you need to earn to buy a home in Delaware County, OK?
A household needs about $65,243 a year to afford the typical home in Delaware County, OK at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,179.