Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$244,386+4.5% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$52,978About 0.7× the local median income ($74,426): affordable for a typical household
Days on market61 daysFaster than a year ago: sellers have the edge
Next 12 months+1.5%Zillow expects prices to rise slightly
The typical home in Grady County, OK is worth $244,386, up 4.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $213,682, so the area is 14.4% overvalued. It is a balanced market: homes take about 61 days to sell, listings are up 16% from a year ago, 14% of listings have had a price cut. Zillow expects prices to rise about 1.5% over the next year. A household needs about $52,978 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,426. Typical rent is $1,273 a month, or $1,436 for a house. In the latest IRS figures, 611 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$244,386
Change in 1 year
+4.5%
Overvalued %
+14.4%
Show 7 more
Fair home value
$213,682
Change in 5 years
+33.2%
Zillow forecast, next 12 months
+1.5%
Home value to income
3.3×
Monthly mortgage payment (20% down)
$1,324
Income needed to afford it
$52,978
Property tax rate
0.68%
Rent and investing
Typical rent
$1,273
Typical rent for houses
$1,436
Price-to-rent ratio
16.0×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,011
Gross rental yield
6.25%
Cap rate (estimate)
4.06%
Market activity
Listings vs a year ago
+15.5%
Days on market
61
Listings with a price cut
14.4%
Show 3 more
Homes for sale
357
Pending sales per 100 listings
26
Asking price per sq ft
$176
People and jobs
Median household income
$74,426
Population change (1 year)
+1.4%
Unemployment rate
5.5%
Show 4 more
Population
59,128
Income adjusted for cost of living
$82,330
Net moves in (IRS)
+611
Cost of living (US = 100)
90.4
Schools, risk and environment
School rating (1 to 10)
7.7
FEMA hazard risk score (0 to 100)
75.7
Unhealthy air days a year
0
Show 4 more
Flood risk score
62.7
Wildfire risk score
91.5
Walkability (1 to 20)
5.8
Road, rail and air noise
54 dB
Questions people ask
Is Grady County, OK overvalued?
Home prices in Grady County, OK are well above what local incomes have historically supported: fair value is about $213,682, so the area is 14.4% overvalued.
Is Grady County, OK a buyer's or seller's market?
Grady County, OK is a balanced market: homes take about 61 days to sell, listings are up 16% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Grady County, OK?
Home values in Grady County, OK are up 4.5% over the last year. Zillow's forecast for the next 12 months is +1.5%.
How much do you need to earn to buy a home in Grady County, OK?
A household needs about $52,978 a year to afford the typical home in Grady County, OK at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,426.