Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$251,085+0.6% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$54,430About 0.7× the local median income ($78,643): affordable for a typical household
Days on market62 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.5%Zillow expects prices to rise slightly
The typical home in Cleveland County, OK is worth $251,085, up 0.6% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $237,780, so the area is 5.6% overvalued. It is a buyer's market: homes take about 62 days to sell, listings are up 12% from a year ago, 21% of listings have had a price cut. Zillow expects prices to rise about 1.5% over the next year. A household needs about $54,430 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $78,643. Typical rent is $1,396 a month, or $1,574 for a house. In the latest IRS figures, 223 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$251,085
Change in 1 year
+0.6%
Overvalued %
+5.6%
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Fair home value
$237,780
Change in 5 years
+24.3%
Zillow forecast, next 12 months
+1.5%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$1,361
Income needed to afford it
$54,430
Property tax rate
1.00%
Rent and investing
Typical rent
$1,396
Typical rent for houses
$1,574
Price-to-rent ratio
15.0×
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HUD Fair Market Rent, 2 bedrooms
$1,264
Gross rental yield
6.67%
Cap rate (estimate)
4.34%
Market activity
Listings vs a year ago
+12.1%
Days on market
62
Listings with a price cut
21.3%
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Homes for sale
1,149
Pending sales per 100 listings
31
Asking price per sq ft
$169
People and jobs
Median household income
$78,643
Population change (1 year)
+0.2%
Unemployment rate
4.8%
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Population
303,973
Income adjusted for cost of living
$86,994
Net moves in (IRS)
−223
Cost of living (US = 100)
90.4
Schools, risk and environment
School rating (1 to 10)
7.4
FEMA hazard risk score (0 to 100)
91.3
Unhealthy air days a year
3
Show 4 more
Flood risk score
88.2
Wildfire risk score
85.0
Walkability (1 to 20)
8.7
Road, rail and air noise
52 dB
Questions people ask
Is Cleveland County, OK overvalued?
Home prices in Cleveland County, OK are slightly above what local incomes have historically supported: fair value is about $237,780, so the area is 5.6% overvalued.
Is Cleveland County, OK a buyer's or seller's market?
Cleveland County, OK is a buyer's market: homes take about 62 days to sell, listings are up 12% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Cleveland County, OK?
Home values in Cleveland County, OK are up 0.6% over the last year. Zillow's forecast for the next 12 months is +1.5%.
How much do you need to earn to buy a home in Cleveland County, OK?
A household needs about $54,430 a year to afford the typical home in Cleveland County, OK at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $78,643.