Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$252,226+3.7% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$54,677About 0.8× the local median income ($71,254): affordable for a typical household
Days on market60 daysAbout the same pace as a year ago
Next 12 months+3.6%Zillow expects prices to rise slightly
The typical home in Washington County, NY is worth $252,226, up 3.7% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $233,165, so the area is 8.2% overvalued. It is a balanced market: homes take about 60 days to sell, listings are up 11% from a year ago, 18% of listings have had a price cut. Zillow expects prices to rise about 3.6% over the next year. A household needs about $54,677 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,254. Typical rent is $1,408 a month. In the latest IRS figures, 72 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$252,226
Change in 1 year
+3.7%
Overvalued %
+8.2%
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Fair home value
$233,165
Change in 5 years
+26.3%
Zillow forecast, next 12 months
+3.6%
Home value to income
3.5×
Monthly mortgage payment (20% down)
$1,367
Income needed to afford it
$54,677
Property tax rate
2.01%
Rent and investing
Typical rent
$1,408
Price-to-rent ratio
14.9×
HUD Fair Market Rent, 2 bedrooms
$1,347
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Gross rental yield
6.70%
Cap rate (estimate)
4.35%
Market activity
Listings vs a year ago
+11.4%
Days on market
60
Listings with a price cut
17.9%
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Homes for sale
156
Pending sales per 100 listings
69
Asking price per sq ft
$167
People and jobs
Median household income
$71,254
Population change (1 year)
−0.8%
Unemployment rate
5.0%
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Population
59,353
Income adjusted for cost of living
$75,083
Net moves in (IRS)
+72
Cost of living (US = 100)
94.9
Schools, risk and environment
School rating (1 to 10)
4.8
FEMA hazard risk score (0 to 100)
56.6
Flood risk score
70.7
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Wildfire risk score
20.5
Walkability (1 to 20)
5.7
Road, rail and air noise
53 dB
Questions people ask
Is Washington County, NY overvalued?
Home prices in Washington County, NY are slightly above what local incomes have historically supported: fair value is about $233,165, so the area is 8.2% overvalued.
Is Washington County, NY a buyer's or seller's market?
Washington County, NY is a balanced market: homes take about 60 days to sell, listings are up 11% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Washington County, NY?
Home values in Washington County, NY are up 3.7% over the last year. Zillow's forecast for the next 12 months is +3.6%.
How much do you need to earn to buy a home in Washington County, NY?
A household needs about $54,677 a year to afford the typical home in Washington County, NY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,254.