Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$246,028+4.8% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 7% have cut their price
Income needed to buy, per year$53,334About 0.8× the local median income ($64,202): affordable for a typical household
Days on market66 daysAbout the same pace as a year ago
The typical home in Schuyler County, NY is worth $246,028, up 4.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $217,406, so the area is 13.2% overvalued. It is a balanced market, leaning toward sellers: homes take about 66 days to sell, listings are up 40% from a year ago, 7% of listings have had a price cut. A household needs about $53,334 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,202. In the latest IRS figures, 33 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$246,028
Change in 1 year
+4.8%
Overvalued %
+13.2%
Show 6 more
Fair home value
$217,406
Change in 5 years
+22.7%
Home value to income
3.8×
Monthly mortgage payment (20% down)
$1,333
Income needed to afford it
$53,334
Property tax rate
1.97%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,180
Market activity
Listings vs a year ago
+40.0%
Days on market
66
Listings with a price cut
6.6%
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Homes for sale
63
Pending sales per 100 listings
76
Asking price per sq ft
$190
People and jobs
Median household income
$64,202
Population change (1 year)
−1.3%
Unemployment rate
6.5%
Show 4 more
Population
16,924
Income adjusted for cost of living
$70,090
Net moves in (IRS)
+33
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
4.8
FEMA hazard risk score (0 to 100)
16.3
Flood risk score
39.1
Show 3 more
Wildfire risk score
6.9
Walkability (1 to 20)
4.7
Road, rail and air noise
54 dB
Questions people ask
Is Schuyler County, NY overvalued?
Home prices in Schuyler County, NY are well above what local incomes have historically supported: fair value is about $217,406, so the area is 13.2% overvalued.
Is Schuyler County, NY a buyer's or seller's market?
Schuyler County, NY is a balanced market, leaning toward sellers: homes take about 66 days to sell, listings are up 40% from a year ago, 7% of listings have had a price cut.
Are home prices going down in Schuyler County, NY?
Home values in Schuyler County, NY are up 4.8% over the last year.
How much do you need to earn to buy a home in Schuyler County, NY?
A household needs about $53,334 a year to afford the typical home in Schuyler County, NY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,202.