Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$250,587+5.2% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 8% have cut their price
Income needed to buy, per year$54,322About 0.8× the local median income ($63,958): affordable for a typical household
Days on market84 daysAbout the same pace as a year ago
The typical home in Delaware County, NY is worth $250,587, up 5.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $224,957, so the area is 11.4% overvalued. It is a balanced market, leaning toward sellers: homes take about 84 days to sell, listings are up 12% from a year ago, 8% of listings have had a price cut. A household needs about $54,322 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,958. Typical rent is $1,268 a month. In the latest IRS figures, 42 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$250,587
Change in 1 year
+5.2%
Overvalued %
+11.4%
Show 6 more
Fair home value
$224,957
Change in 5 years
+29.2%
Home value to income
3.9×
Monthly mortgage payment (20% down)
$1,358
Income needed to afford it
$54,322
Property tax rate
1.72%
Rent and investing
Typical rent
$1,268
Price-to-rent ratio
16.5×
HUD Fair Market Rent, 2 bedrooms
$1,017
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Gross rental yield
6.07%
Cap rate (estimate)
3.95%
Market activity
Listings vs a year ago
+12.5%
Days on market
84
Listings with a price cut
8.5%
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Homes for sale
352
Pending sales per 100 listings
50
Asking price per sq ft
$203
People and jobs
Median household income
$63,958
Population change (1 year)
−0.4%
Unemployment rate
6.5%
Show 4 more
Population
44,305
Income adjusted for cost of living
$69,823
Net moves in (IRS)
+42
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
4.5
FEMA hazard risk score (0 to 100)
83.3
Flood risk score
91.2
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Wildfire risk score
18.7
Walkability (1 to 20)
5.3
Road, rail and air noise
53 dB
Questions people ask
Is Delaware County, NY overvalued?
Home prices in Delaware County, NY are well above what local incomes have historically supported: fair value is about $224,957, so the area is 11.4% overvalued.
Is Delaware County, NY a buyer's or seller's market?
Delaware County, NY is a balanced market, leaning toward sellers: homes take about 84 days to sell, listings are up 12% from a year ago, 8% of listings have had a price cut.
Are home prices going down in Delaware County, NY?
Home values in Delaware County, NY are up 5.2% over the last year.
How much do you need to earn to buy a home in Delaware County, NY?
A household needs about $54,322 a year to afford the typical home in Delaware County, NY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,958.