Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$391,935+2.2% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$84,963About 1.4× the local median income ($61,150): a stretch for a typical household
Days on market87 daysFaster than a year ago: sellers have the edge
Next 12 months+2.6%Zillow expects prices to rise slightly
The typical home in Mineral County, MT is worth $391,935, up 2.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $324,777, so the area is 20.7% overvalued. It is a balanced market, leaning toward buyers: homes take about 87 days to sell, listings are up 9% from a year ago, 18% of listings have had a price cut. Zillow expects prices to rise about 2.6% over the next year. A household needs about $84,963 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,150. In the latest IRS figures, 89 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$391,935
Change in 1 year
+2.2%
Overvalued %
+20.7%
Show 7 more
Fair home value
$324,777
Change in 5 years
+26.9%
Zillow forecast, next 12 months
+2.6%
Home value to income
6.4×
Monthly mortgage payment (20% down)
$2,124
Income needed to afford it
$84,963
Property tax rate
0.48%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,390
Market activity
Listings vs a year ago
+9.1%
Days on market
87
Listings with a price cut
17.8%
Show 3 more
Homes for sale
36
Pending sales per 100 listings
11
Asking price per sq ft
$357
People and jobs
Median household income
$61,150
Population change (1 year)
−0.0%
Unemployment rate
3.1%
Show 4 more
Population
5,185
Income adjusted for cost of living
$63,434
Net moves in (IRS)
+89
Cost of living (US = 100)
96.4
Schools, risk and environment
School rating (1 to 10)
3.7
FEMA hazard risk score (0 to 100)
7.3
Flood risk score
16.0
Show 3 more
Wildfire risk score
85.6
Walkability (1 to 20)
5.9
Road, rail and air noise
53 dB
Questions people ask
Is Mineral County, MT overvalued?
Home prices in Mineral County, MT are well above what local incomes have historically supported: fair value is about $324,777, so the area is 20.7% overvalued.
Is Mineral County, MT a buyer's or seller's market?
Mineral County, MT is a balanced market, leaning toward buyers: homes take about 87 days to sell, listings are up 9% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Mineral County, MT?
Home values in Mineral County, MT are up 2.2% over the last year. Zillow's forecast for the next 12 months is +2.6%.
How much do you need to earn to buy a home in Mineral County, MT?
A household needs about $84,963 a year to afford the typical home in Mineral County, MT at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,150.