Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$243,541+9.9% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$52,795About 0.9× the local median income ($58,865): affordable for a typical household
Days on market115 daysSlower than a year ago: buyers have time to negotiate
The typical home in McCone County, MT is worth $243,541, up 9.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $183,802, so the area is 32.5% overvalued. It is a seller's market: homes take about 115 days to sell, listings are down 40% from a year ago, 0% of listings have had a price cut. A household needs about $52,795 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,865. In the latest IRS figures, 58 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$243,541
Change in 1 year
+9.9%
Overvalued %
+32.5%
Show 6 more
Fair home value
$183,802
Change in 5 years
+52.3%
Home value to income
4.1×
Monthly mortgage payment (20% down)
$1,320
Income needed to afford it
$52,795
Property tax rate
0.68%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,552
Market activity
Listings vs a year ago
−40.0%
Days on market
115
Listings with a price cut
0.0%
Show 3 more
Homes for sale
3
Pending sales per 100 listings
33
Asking price per sq ft
$58
People and jobs
Median household income
$58,865
Population change (1 year)
+0.3%
Unemployment rate
2.1%
Show 4 more
Population
1,720
Income adjusted for cost of living
$64,263
Net moves in (IRS)
−58
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
6.5
FEMA hazard risk score (0 to 100)
5.2
Flood risk score
5.6
Show 3 more
Wildfire risk score
48.6
Walkability (1 to 20)
6.4
Road, rail and air noise
53 dB
Questions people ask
Is McCone County, MT overvalued?
Home prices in McCone County, MT are well above what local incomes have historically supported: fair value is about $183,802, so the area is 32.5% overvalued.
Is McCone County, MT a buyer's or seller's market?
McCone County, MT is a seller's market: homes take about 115 days to sell, listings are down 40% from a year ago, 0% of listings have had a price cut.
Are home prices going down in McCone County, MT?
Home values in McCone County, MT are up 9.9% over the last year.
How much do you need to earn to buy a home in McCone County, MT?
A household needs about $52,795 a year to afford the typical home in McCone County, MT at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,865.