Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$247,629+8.8% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 22% have cut their price
Income needed to buy, per year$53,681About 0.8× the local median income ($68,101): affordable for a typical household
Days on market90 daysSlower than a year ago: buyers have time to negotiate
The typical home in Custer County, MT is worth $247,629, up 8.8% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $228,169, so the area is 8.5% overvalued. It is a seller's market: homes take about 90 days to sell, listings are down 9% from a year ago, 22% of listings have had a price cut. A household needs about $53,681 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,101. In the latest IRS figures, 8 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$247,629
Change in 1 year
+8.8%
Overvalued %
+8.5%
Show 6 more
Fair home value
$228,169
Change in 5 years
+26.2%
Home value to income
3.6×
Monthly mortgage payment (20% down)
$1,342
Income needed to afford it
$53,681
Property tax rate
1.03%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,612
Market activity
Listings vs a year ago
−9.4%
Days on market
90
Listings with a price cut
22.2%
Show 3 more
Homes for sale
29
Pending sales per 100 listings
59
Asking price per sq ft
$127
People and jobs
Median household income
$68,101
Population change (1 year)
+0.5%
Unemployment rate
3.4%
Show 4 more
Population
12,034
Income adjusted for cost of living
$74,346
Net moves in (IRS)
+8
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
3.6
FEMA hazard risk score (0 to 100)
42.1
Unhealthy air days a year
1
Show 4 more
Flood risk score
38.3
Wildfire risk score
85.4
Walkability (1 to 20)
8.6
Road, rail and air noise
52 dB
Questions people ask
Is Custer County, MT overvalued?
Home prices in Custer County, MT are slightly above what local incomes have historically supported: fair value is about $228,169, so the area is 8.5% overvalued.
Is Custer County, MT a buyer's or seller's market?
Custer County, MT is a seller's market: homes take about 90 days to sell, listings are down 9% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Custer County, MT?
Home values in Custer County, MT are up 8.8% over the last year.
How much do you need to earn to buy a home in Custer County, MT?
A household needs about $53,681 a year to afford the typical home in Custer County, MT at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,101.