Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$227,989+4.3% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 15% have cut their price
Income needed to buy, per year$49,423About 0.8× the local median income ($63,163): affordable for a typical household
Days on market120 daysSlower than a year ago: buyers have time to negotiate
The typical home in Hill County, MT is worth $227,989, up 4.3% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $209,104, so the area is 9.0% overvalued. It is a balanced market, leaning toward sellers: homes take about 120 days to sell, listings are down 10% from a year ago, 15% of listings have had a price cut. A household needs about $49,423 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,163. In the latest IRS figures, 82 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$227,989
Change in 1 year
+4.3%
Overvalued %
+9.0%
Show 6 more
Fair home value
$209,104
Change in 5 years
+18.9%
Home value to income
3.6×
Monthly mortgage payment (20% down)
$1,236
Income needed to afford it
$49,423
Property tax rate
0.98%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,310
Market activity
Listings vs a year ago
−9.6%
Days on market
120
Listings with a price cut
15.4%
Show 3 more
Homes for sale
47
Pending sales per 100 listings
2
Asking price per sq ft
$128
People and jobs
Median household income
$63,163
Population change (1 year)
+0.3%
Unemployment rate
4.2%
Show 4 more
Population
16,167
Income adjusted for cost of living
$68,955
Net moves in (IRS)
−82
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
3.3
FEMA hazard risk score (0 to 100)
50.4
Unhealthy air days a year
2
Show 4 more
Flood risk score
43.4
Wildfire risk score
62.8
Walkability (1 to 20)
7.2
Road, rail and air noise
51 dB
Questions people ask
Is Hill County, MT overvalued?
Home prices in Hill County, MT are slightly above what local incomes have historically supported: fair value is about $209,104, so the area is 9.0% overvalued.
Is Hill County, MT a buyer's or seller's market?
Hill County, MT is a balanced market, leaning toward sellers: homes take about 120 days to sell, listings are down 10% from a year ago, 15% of listings have had a price cut.
Are home prices going down in Hill County, MT?
Home values in Hill County, MT are up 4.3% over the last year.
How much do you need to earn to buy a home in Hill County, MT?
A household needs about $49,423 a year to afford the typical home in Hill County, MT at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,163.