Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$227,615+4.8% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 0% have cut their price
Income needed to buy, per year$49,342About 0.7× the local median income ($70,245): affordable for a typical household
Days on market94 daysSlower than a year ago: buyers have time to negotiate
The typical home in Rosebud County, MT is worth $227,615, up 4.8% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $214,518, so the area is 6.1% overvalued. It is a balanced market: homes take about 94 days to sell, listings are up 50% from a year ago, 0% of listings have had a price cut. A household needs about $49,342 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,245. In the latest IRS figures, 32 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$227,615
Change in 1 year
+4.8%
Overvalued %
+6.1%
Show 6 more
Fair home value
$214,518
Change in 5 years
+27.0%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$1,234
Income needed to afford it
$49,342
Property tax rate
0.70%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,189
Market activity
Listings vs a year ago
+50.0%
Days on market
94
Listings with a price cut
0.0%
Show 3 more
Homes for sale
15
Pending sales per 100 listings
27
Asking price per sq ft
$134
People and jobs
Median household income
$70,245
Population change (1 year)
+0.4%
Unemployment rate
10.6%
Show 4 more
Population
8,253
Income adjusted for cost of living
$76,687
Net moves in (IRS)
+32
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
3.0
FEMA hazard risk score (0 to 100)
49.7
Unhealthy air days a year
0
Show 4 more
Flood risk score
56.5
Wildfire risk score
95.0
Walkability (1 to 20)
7.4
Road, rail and air noise
54 dB
Questions people ask
Is Rosebud County, MT overvalued?
Home prices in Rosebud County, MT are slightly above what local incomes have historically supported: fair value is about $214,518, so the area is 6.1% overvalued.
Is Rosebud County, MT a buyer's or seller's market?
Rosebud County, MT is a balanced market: homes take about 94 days to sell, listings are up 50% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Rosebud County, MT?
Home values in Rosebud County, MT are up 4.8% over the last year.
How much do you need to earn to buy a home in Rosebud County, MT?
A household needs about $49,342 a year to afford the typical home in Rosebud County, MT at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,245.