Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$220,718+14.0% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$47,847About 1.0× the local median income ($49,939): affordable for a typical household
Days on market88 daysFaster than a year ago: sellers have the edge
The typical home in Golden Valley County, MT is worth $220,718, up 14.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $188,865, so the area is 16.9% overvalued. It is a seller's market: homes take about 88 days to sell, listings are down 25% from a year ago, 0% of listings have had a price cut. A household needs about $47,847 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $49,939. In the latest IRS figures, 39 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$220,718
Change in 1 year
+14.0%
Overvalued %
+16.9%
Show 6 more
Fair home value
$188,865
Change in 5 years
+30.1%
Home value to income
4.4×
Monthly mortgage payment (20% down)
$1,196
Income needed to afford it
$47,847
Property tax rate
0.53%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,342
Market activity
Listings vs a year ago
−25.0%
Days on market
88
Listings with a price cut
0.0%
Show 3 more
Homes for sale
3
Pending sales per 100 listings
33
Asking price per sq ft
$212
People and jobs
Median household income
$49,939
Population change (1 year)
0.0%
Unemployment rate
1.5%
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Population
844
Income adjusted for cost of living
$54,519
Net moves in (IRS)
−39
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
3.1
FEMA hazard risk score (0 to 100)
1.0
Flood risk score
5.6
Show 3 more
Wildfire risk score
57.4
Walkability (1 to 20)
5.8
Road, rail and air noise
54 dB
Questions people ask
Is Golden Valley County, MT overvalued?
Home prices in Golden Valley County, MT are well above what local incomes have historically supported: fair value is about $188,865, so the area is 16.9% overvalued.
Is Golden Valley County, MT a buyer's or seller's market?
Golden Valley County, MT is a seller's market: homes take about 88 days to sell, listings are down 25% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Golden Valley County, MT?
Home values in Golden Valley County, MT are up 14.0% over the last year.
How much do you need to earn to buy a home in Golden Valley County, MT?
A household needs about $47,847 a year to afford the typical home in Golden Valley County, MT at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $49,939.