Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$205,277−1.7% YoY · prices are falling
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$44,500About 0.7× the local median income ($64,790): affordable for a typical household
Days on market85 daysSlower than a year ago: buyers have time to negotiate
The typical home in Liberty County, MT is worth $205,277, down 1.7% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $204,557, so the area is 0.4% overvalued. It is a balanced market, leaning toward buyers: homes take about 85 days to sell, listings are down 0% from a year ago, 0% of listings have had a price cut. A household needs about $44,500 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,790. In the latest IRS figures, 62 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$205,277
Change in 1 year
−1.7%
Overvalued %
+0.4%
Show 6 more
Fair home value
$204,557
Change in 5 years
+27.7%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$1,112
Income needed to afford it
$44,500
Property tax rate
0.93%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,036
Market activity
Listings vs a year ago
0.0%
Days on market
85
Listings with a price cut
0.0%
Show 3 more
Homes for sale
7
Pending sales per 100 listings
29
Asking price per sq ft
$100
People and jobs
Median household income
$64,790
Population change (1 year)
+0.3%
Unemployment rate
0.6%
Show 4 more
Population
1,957
Income adjusted for cost of living
$70,731
Net moves in (IRS)
−62
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
7.8
FEMA hazard risk score (0 to 100)
6.3
Flood risk score
11.9
Show 3 more
Wildfire risk score
17.1
Walkability (1 to 20)
5.2
Road, rail and air noise
51 dB
Questions people ask
Is Liberty County, MT overvalued?
Home prices in Liberty County, MT are slightly above what local incomes have historically supported: fair value is about $204,557, so the area is 0.4% overvalued.
Is Liberty County, MT a buyer's or seller's market?
Liberty County, MT is a balanced market, leaning toward buyers: homes take about 85 days to sell, listings are down 0% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Liberty County, MT?
Home values in Liberty County, MT are down 1.7% over the last year.
How much do you need to earn to buy a home in Liberty County, MT?
A household needs about $44,500 a year to afford the typical home in Liberty County, MT at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,790.