Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$225,549+13.4% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$48,894About 0.8× the local median income ($59,759): affordable for a typical household
Days on market10 daysFaster than a year ago: sellers have the edge
The typical home in Treasure County, MT is worth $225,549, up 13.4% from a year ago. That is well above what local incomes have historically supported: fair value is about $174,856, so the area is 29.0% overvalued. It is a seller's market: homes take about 10 days to sell, listings are down 50% from a year ago, 0% of listings have had a price cut. A household needs about $48,894 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,759. In the latest IRS figures, 41 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$225,549
Change in 1 year
+13.4%
Overvalued %
+29.0%
Show 6 more
Fair home value
$174,856
Change in 5 years
+25.9%
Home value to income
3.8×
Monthly mortgage payment (20% down)
$1,222
Income needed to afford it
$48,894
Property tax rate
0.59%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,552
Market activity
Listings vs a year ago
−50.0%
Days on market
10
Listings with a price cut
0.0%
Show 3 more
Homes for sale
1
Pending sales per 100 listings
100
Asking price per sq ft
$176
People and jobs
Median household income
$59,759
Population change (1 year)
−1.0%
Unemployment rate
1.0%
Show 4 more
Population
728
Income adjusted for cost of living
$65,239
Net moves in (IRS)
+41
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
6.0
FEMA hazard risk score (0 to 100)
0.5
Flood risk score
2.5
Show 3 more
Wildfire risk score
63.6
Walkability (1 to 20)
5.2
Road, rail and air noise
53 dB
Questions people ask
Is Treasure County, MT overvalued?
Home prices in Treasure County, MT are well above what local incomes have historically supported: fair value is about $174,856, so the area is 29.0% overvalued.
Is Treasure County, MT a buyer's or seller's market?
Treasure County, MT is a seller's market: homes take about 10 days to sell, listings are down 50% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Treasure County, MT?
Home values in Treasure County, MT are up 13.4% over the last year.
How much do you need to earn to buy a home in Treasure County, MT?
A household needs about $48,894 a year to afford the typical home in Treasure County, MT at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,759.