Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$157,987+4.7% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$34,248About 0.6× the local median income ($55,245): affordable for a typical household
Days on market63 daysSlower than a year ago: buyers have time to negotiate
The typical home in Stoddard County, MO is worth $157,987, up 4.7% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $170,624, so the area is 7.4% undervalued. It is a balanced market: homes take about 63 days to sell, listings are up 4% from a year ago, 22% of listings have had a price cut. A household needs about $34,248 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,245. In the latest IRS figures, 5 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$157,987
Change in 1 year
+4.7%
Overvalued %
−7.4%
Show 6 more
Fair home value
$170,624
Change in 5 years
+10.9%
Home value to income
2.9×
Monthly mortgage payment (20% down)
$856
Income needed to afford it
$34,248
Property tax rate
0.66%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$962
Market activity
Listings vs a year ago
+3.9%
Days on market
63
Listings with a price cut
22.2%
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Homes for sale
106
Pending sales per 100 listings
32
Asking price per sq ft
$118
People and jobs
Median household income
$55,245
Population change (1 year)
−0.4%
Unemployment rate
3.7%
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Population
28,284
Income adjusted for cost of living
$65,846
Net moves in (IRS)
−5
Cost of living (US = 100)
83.9
Schools, risk and environment
School rating (1 to 10)
7.0
FEMA hazard risk score (0 to 100)
74.3
Unhealthy air days a year
0
Show 4 more
Flood risk score
41.6
Wildfire risk score
13.4
Walkability (1 to 20)
6.3
Road, rail and air noise
52 dB
Questions people ask
Is Stoddard County, MO overvalued?
Home prices in Stoddard County, MO are slightly below what local incomes have historically supported: fair value is about $170,624, so the area is 7.4% undervalued.
Is Stoddard County, MO a buyer's or seller's market?
Stoddard County, MO is a balanced market: homes take about 63 days to sell, listings are up 4% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Stoddard County, MO?
Home values in Stoddard County, MO are up 4.7% over the last year.
How much do you need to earn to buy a home in Stoddard County, MO?
A household needs about $34,248 a year to afford the typical home in Stoddard County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,245.