Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$161,604+0.5% YoY · prices are flat
Market right nowBalanced marketFewer homes for sale than last year, 20% have cut their price
Income needed to buy, per year$35,032About 0.6× the local median income ($60,671): affordable for a typical household
Days on market58 daysFaster than a year ago: sellers have the edge
The typical home in Scott County, MO is worth $161,604, up 0.5% from a year ago. That is well below what local incomes have historically supported: fair value is about $185,623, so the area is 12.9% undervalued. It is a balanced market: homes take about 58 days to sell, listings are down 12% from a year ago, 20% of listings have had a price cut. A household needs about $35,032 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,671. Typical rent is $924 a month. In the latest IRS figures, 114 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$161,604
Change in 1 year
+0.5%
Overvalued %
−12.9%
Show 6 more
Fair home value
$185,623
Change in 5 years
+5.9%
Home value to income
2.7×
Monthly mortgage payment (20% down)
$876
Income needed to afford it
$35,032
Property tax rate
0.62%
Rent and investing
Typical rent
$924
Price-to-rent ratio
14.6×
HUD Fair Market Rent, 2 bedrooms
$1,027
Show 2 more
Gross rental yield
6.86%
Cap rate (estimate)
4.46%
Market activity
Listings vs a year ago
−12.1%
Days on market
58
Listings with a price cut
20.5%
Show 3 more
Homes for sale
94
Pending sales per 100 listings
34
Asking price per sq ft
$112
People and jobs
Median household income
$60,671
Population change (1 year)
+0.1%
Unemployment rate
2.9%
Show 4 more
Population
37,975
Income adjusted for cost of living
$72,313
Net moves in (IRS)
−114
Cost of living (US = 100)
83.9
Schools, risk and environment
School rating (1 to 10)
4.9
FEMA hazard risk score (0 to 100)
80.1
Flood risk score
49.0
Show 3 more
Wildfire risk score
11.3
Walkability (1 to 20)
6.6
Road, rail and air noise
52 dB
Questions people ask
Is Scott County, MO overvalued?
Home prices in Scott County, MO are well below what local incomes have historically supported: fair value is about $185,623, so the area is 12.9% undervalued.
Is Scott County, MO a buyer's or seller's market?
Scott County, MO is a balanced market: homes take about 58 days to sell, listings are down 12% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Scott County, MO?
Home values in Scott County, MO are up 0.5% over the last year.
How much do you need to earn to buy a home in Scott County, MO?
A household needs about $35,032 a year to afford the typical home in Scott County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,671.