Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$157,576+7.2% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$34,159About 0.8× the local median income ($44,357): affordable for a typical household
Days on market93 daysSlower than a year ago: buyers have time to negotiate
The typical home in Ripley County, MO is worth $157,576, up 7.2% from a year ago. That is well below what local incomes have historically supported: fair value is about $182,147, so the area is 13.5% undervalued. It is a balanced market: homes take about 93 days to sell, listings are up 21% from a year ago, 16% of listings have had a price cut. A household needs about $34,159 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $44,357. In the latest IRS figures, 141 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$157,576
Change in 1 year
+7.2%
Overvalued %
−13.5%
Show 6 more
Fair home value
$182,147
Change in 5 years
+3.6%
Home value to income
3.6×
Monthly mortgage payment (20% down)
$854
Income needed to afford it
$34,159
Property tax rate
0.46%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$962
Market activity
Listings vs a year ago
+21.0%
Days on market
93
Listings with a price cut
16.5%
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Homes for sale
75
Pending sales per 100 listings
25
Asking price per sq ft
$127
People and jobs
Median household income
$44,357
Population change (1 year)
+0.0%
Unemployment rate
3.7%
Show 4 more
Population
10,717
Income adjusted for cost of living
$52,869
Net moves in (IRS)
+141
Cost of living (US = 100)
83.9
Schools, risk and environment
School rating (1 to 10)
5.2
FEMA hazard risk score (0 to 100)
57.0
Flood risk score
59.4
Show 3 more
Wildfire risk score
44.8
Walkability (1 to 20)
4.3
Road, rail and air noise
53 dB
Questions people ask
Is Ripley County, MO overvalued?
Home prices in Ripley County, MO are well below what local incomes have historically supported: fair value is about $182,147, so the area is 13.5% undervalued.
Is Ripley County, MO a buyer's or seller's market?
Ripley County, MO is a balanced market: homes take about 93 days to sell, listings are up 21% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Ripley County, MO?
Home values in Ripley County, MO are up 7.2% over the last year.
How much do you need to earn to buy a home in Ripley County, MO?
A household needs about $34,159 a year to afford the typical home in Ripley County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $44,357.