Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$168,276+2.6% YoY · prices are rising
Market right nowBalanced marketMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$36,479About 0.8× the local median income ($44,812): affordable for a typical household
Days on market129 daysSlower than a year ago: buyers have time to negotiate
The typical home in Oregon County, MO is worth $168,276, up 2.6% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $168,802, so the area is 0.3% undervalued. It is a balanced market: homes take about 129 days to sell, listings are up 8% from a year ago, 13% of listings have had a price cut. A household needs about $36,479 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $44,812. In the latest IRS figures, 65 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$168,276
Change in 1 year
+2.6%
Overvalued %
−0.3%
Show 6 more
Fair home value
$168,802
Change in 5 years
+20.9%
Home value to income
3.8×
Monthly mortgage payment (20% down)
$912
Income needed to afford it
$36,479
Property tax rate
0.55%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$962
Market activity
Listings vs a year ago
+8.2%
Days on market
129
Listings with a price cut
13.2%
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Homes for sale
66
Pending sales per 100 listings
26
Asking price per sq ft
$139
People and jobs
Median household income
$44,812
Population change (1 year)
+0.5%
Unemployment rate
5.2%
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Population
8,709
Income adjusted for cost of living
$53,411
Net moves in (IRS)
+65
Cost of living (US = 100)
83.9
Schools, risk and environment
School rating (1 to 10)
5.6
FEMA hazard risk score (0 to 100)
48.7
Flood risk score
46.4
Show 3 more
Wildfire risk score
60.1
Walkability (1 to 20)
4.9
Road, rail and air noise
51 dB
Questions people ask
Is Oregon County, MO overvalued?
Home prices in Oregon County, MO are slightly below what local incomes have historically supported: fair value is about $168,802, so the area is 0.3% undervalued.
Is Oregon County, MO a buyer's or seller's market?
Oregon County, MO is a balanced market: homes take about 129 days to sell, listings are up 8% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Oregon County, MO?
Home values in Oregon County, MO are up 2.6% over the last year.
How much do you need to earn to buy a home in Oregon County, MO?
A household needs about $36,479 a year to afford the typical home in Oregon County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $44,812.