Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$177,593−10.3% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 0% have cut their price
Income needed to buy, per year$38,498About 0.6× the local median income ($68,312): affordable for a typical household
Days on market55 daysFaster than a year ago: sellers have the edge
The typical home in Chariton County, MO is worth $177,593, down 10.3% from a year ago. That is well below what local incomes have historically supported: fair value is about $397,058, so the area is 55.3% undervalued. It is a buyer's market: homes take about 55 days to sell, listings are up 58% from a year ago, 0% of listings have had a price cut. A household needs about $38,498 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,312. In the latest IRS figures, 5 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$177,593
Change in 1 year
−10.3%
Overvalued %
−55.3%
Show 6 more
Fair home value
$397,058
Change in 5 years
−58.9%
Home value to income
2.6×
Monthly mortgage payment (20% down)
$962
Income needed to afford it
$38,498
Property tax rate
0.64%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$962
Market activity
Listings vs a year ago
+58.3%
Days on market
55
Listings with a price cut
0.0%
Show 3 more
Homes for sale
19
Pending sales per 100 listings
21
Asking price per sq ft
$188
People and jobs
Median household income
$68,312
Population change (1 year)
−0.2%
Unemployment rate
3.5%
Show 4 more
Population
7,377
Income adjusted for cost of living
$81,421
Net moves in (IRS)
−5
Cost of living (US = 100)
83.9
Schools, risk and environment
School rating (1 to 10)
6.8
FEMA hazard risk score (0 to 100)
29.4
Flood risk score
44.1
Show 3 more
Wildfire risk score
48.2
Walkability (1 to 20)
6.2
Road, rail and air noise
52 dB
Questions people ask
Is Chariton County, MO overvalued?
Home prices in Chariton County, MO are well below what local incomes have historically supported: fair value is about $397,058, so the area is 55.3% undervalued.
Is Chariton County, MO a buyer's or seller's market?
Chariton County, MO is a buyer's market: homes take about 55 days to sell, listings are up 58% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Chariton County, MO?
Home values in Chariton County, MO are down 10.3% over the last year.
How much do you need to earn to buy a home in Chariton County, MO?
A household needs about $38,498 a year to afford the typical home in Chariton County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,312.