Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$181,319+6.6% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 14% have cut their price
Income needed to buy, per year$39,306About 0.7× the local median income ($56,007): affordable for a typical household
Days on market88 daysSlower than a year ago: buyers have time to negotiate
The typical home in Vernon County, MO is worth $181,319, up 6.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $156,063, so the area is 16.2% overvalued. It is a seller's market: homes take about 88 days to sell, listings are down 20% from a year ago, 14% of listings have had a price cut. A household needs about $39,306 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,007. In the latest IRS figures, 79 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$181,319
Change in 1 year
+6.6%
Overvalued %
+16.2%
Show 6 more
Fair home value
$156,063
Change in 5 years
+55.4%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$983
Income needed to afford it
$39,306
Property tax rate
0.67%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$994
Market activity
Listings vs a year ago
−19.7%
Days on market
88
Listings with a price cut
14.3%
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Homes for sale
49
Pending sales per 100 listings
55
Asking price per sq ft
$122
People and jobs
Median household income
$56,007
Population change (1 year)
+0.8%
Unemployment rate
4.2%
Show 4 more
Population
19,946
Income adjusted for cost of living
$66,754
Net moves in (IRS)
+79
Cost of living (US = 100)
83.9
Schools, risk and environment
School rating (1 to 10)
4.4
FEMA hazard risk score (0 to 100)
46.0
Flood risk score
49.8
Show 3 more
Wildfire risk score
24.5
Walkability (1 to 20)
6.2
Road, rail and air noise
52 dB
Questions people ask
Is Vernon County, MO overvalued?
Home prices in Vernon County, MO are well above what local incomes have historically supported: fair value is about $156,063, so the area is 16.2% overvalued.
Is Vernon County, MO a buyer's or seller's market?
Vernon County, MO is a seller's market: homes take about 88 days to sell, listings are down 20% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Vernon County, MO?
Home values in Vernon County, MO are up 6.6% over the last year.
How much do you need to earn to buy a home in Vernon County, MO?
A household needs about $39,306 a year to afford the typical home in Vernon County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,007.