Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$168,905+7.3% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 11% have cut their price
Income needed to buy, per year$36,615About 0.6× the local median income ($64,304): affordable for a typical household
Days on market57 daysFaster than a year ago: sellers have the edge
The typical home in Carroll County, MO is worth $168,905, up 7.3% from a year ago. That is well above what local incomes have historically supported: fair value is about $147,925, so the area is 14.2% overvalued. It is a balanced market: homes take about 57 days to sell, listings are up 36% from a year ago, 11% of listings have had a price cut. A household needs about $36,615 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,304. In the latest IRS figures, 29 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$168,905
Change in 1 year
+7.3%
Overvalued %
+14.2%
Show 6 more
Fair home value
$147,925
Change in 5 years
+33.5%
Home value to income
2.6×
Monthly mortgage payment (20% down)
$915
Income needed to afford it
$36,615
Property tax rate
0.79%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$962
Market activity
Listings vs a year ago
+36.4%
Days on market
57
Listings with a price cut
10.8%
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Homes for sale
30
Pending sales per 100 listings
27
Asking price per sq ft
$131
People and jobs
Median household income
$64,304
Population change (1 year)
+0.0%
Unemployment rate
4.3%
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Population
8,417
Income adjusted for cost of living
$76,644
Net moves in (IRS)
−29
Cost of living (US = 100)
83.9
Schools, risk and environment
School rating (1 to 10)
4.9
FEMA hazard risk score (0 to 100)
32.6
Flood risk score
45.4
Show 3 more
Wildfire risk score
43.9
Walkability (1 to 20)
6.3
Road, rail and air noise
51 dB
Questions people ask
Is Carroll County, MO overvalued?
Home prices in Carroll County, MO are well above what local incomes have historically supported: fair value is about $147,925, so the area is 14.2% overvalued.
Is Carroll County, MO a buyer's or seller's market?
Carroll County, MO is a balanced market: homes take about 57 days to sell, listings are up 36% from a year ago, 11% of listings have had a price cut.
Are home prices going down in Carroll County, MO?
Home values in Carroll County, MO are up 7.3% over the last year.
How much do you need to earn to buy a home in Carroll County, MO?
A household needs about $36,615 a year to afford the typical home in Carroll County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,304.