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Linn County, MO housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$152,065+9.7% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 17% have cut their price
Income needed to buy, per year$32,965About 0.6× the local median income ($57,520): affordable for a typical household
Days on market97 daysAbout the same pace as a year ago

The typical home in Linn County, MO is worth $152,065, up 9.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $121,166, so the area is 25.5% overvalued. It is a seller's market: homes take about 97 days to sell, listings are down 16% from a year ago, 17% of listings have had a price cut. A household needs about $32,965 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,520. In the latest IRS figures, 6 more people moved in than out.

Home value over time

$0K$25K$50K$75K$100K$125K200020052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$152,065
Change in 1 year+9.7%
Overvalued %+25.5%
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Fair home value$121,166
Change in 5 years+49.7%
Home value to income2.6×
Monthly mortgage payment (20% down)$824
Income needed to afford it$32,965
Property tax rate0.72%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$962

Market activity

Listings vs a year ago−16.3%
Days on market97
Listings with a price cut17.0%
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Homes for sale36
Pending sales per 100 listings42
Asking price per sq ft$122

People and jobs

Median household income$57,520
Population change (1 year)−0.5%
Unemployment rate3.1%
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Population11,815
Income adjusted for cost of living$68,558
Net moves in (IRS)+6
Cost of living (US = 100)83.9

Schools, risk and environment

School rating (1 to 10)8.2
FEMA hazard risk score (0 to 100)31.2
Flood risk score39.0
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Wildfire risk score50.7
Walkability (1 to 20)6.4
Road, rail and air noise54 dB

Questions people ask

Is Linn County, MO overvalued?
Home prices in Linn County, MO are well above what local incomes have historically supported: fair value is about $121,166, so the area is 25.5% overvalued.
Is Linn County, MO a buyer's or seller's market?
Linn County, MO is a seller's market: homes take about 97 days to sell, listings are down 16% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Linn County, MO?
Home values in Linn County, MO are up 9.7% over the last year.
How much do you need to earn to buy a home in Linn County, MO?
A household needs about $32,965 a year to afford the typical home in Linn County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,520.

Nearby and similar counties

ZIP codes in Linn County (open on the map)

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