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Atchison County, MO housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$142,417+0.5% YoY · prices are flat
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 14% have cut their price
Income needed to buy, per year$30,873About 0.5× the local median income ($61,928): affordable for a typical household
Days on market44 daysFaster than a year ago: sellers have the edge

The typical home in Atchison County, MO is worth $142,417, up 0.5% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $141,251, so the area is 0.8% overvalued. It is a balanced market, leaning toward sellers: homes take about 44 days to sell, listings are down 6% from a year ago, 14% of listings have had a price cut. A household needs about $30,873 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,928. In the latest IRS figures, 25 more people moved in than out.

Home value over time

$0K$50K$100K$150K20052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$142,417
Change in 1 year+0.5%
Overvalued %+0.8%
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Fair home value$141,251
Change in 5 years+17.5%
Home value to income2.3×
Monthly mortgage payment (20% down)$772
Income needed to afford it$30,873
Property tax rate1.16%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$962

Market activity

Listings vs a year ago−6.2%
Days on market44
Listings with a price cut14.3%
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Homes for sale15
Pending sales per 100 listings33
Asking price per sq ft$120

People and jobs

Median household income$61,928
Population change (1 year)+0.2%
Unemployment rate2.3%
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Population5,175
Income adjusted for cost of living$73,812
Net moves in (IRS)+25
Cost of living (US = 100)83.9

Schools, risk and environment

School rating (1 to 10)7.1
FEMA hazard risk score (0 to 100)21.7
Flood risk score25.6
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Wildfire risk score28.8
Walkability (1 to 20)6.2
Road, rail and air noise53 dB

Questions people ask

Is Atchison County, MO overvalued?
Home prices in Atchison County, MO are slightly above what local incomes have historically supported: fair value is about $141,251, so the area is 0.8% overvalued.
Is Atchison County, MO a buyer's or seller's market?
Atchison County, MO is a balanced market, leaning toward sellers: homes take about 44 days to sell, listings are down 6% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Atchison County, MO?
Home values in Atchison County, MO are up 0.5% over the last year.
How much do you need to earn to buy a home in Atchison County, MO?
A household needs about $30,873 a year to afford the typical home in Atchison County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,928.

Nearby and similar counties

ZIP codes in Atchison County (open on the map)

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