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Harrison County, MO housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$130,880+4.5% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$28,372About 0.5× the local median income ($55,569): affordable for a typical household
Days on market64 daysSlower than a year ago: buyers have time to negotiate

The typical home in Harrison County, MO is worth $130,880, up 4.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $118,116, so the area is 10.8% overvalued. It is a buyer's market: homes take about 64 days to sell, listings are up 100% from a year ago, 23% of listings have had a price cut. A household needs about $28,372 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,569. In the latest IRS figures, 96 more people moved out than in.

Home value over time

$0K$25K$50K$75K$100K$125K20052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$130,880
Change in 1 year+4.5%
Overvalued %+10.8%
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Fair home value$118,116
Change in 5 years+28.0%
Home value to income2.4×
Monthly mortgage payment (20% down)$709
Income needed to afford it$28,372
Property tax rate0.89%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$962

Market activity

Listings vs a year ago+100.0%
Days on market64
Listings with a price cut22.9%
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Homes for sale20
Pending sales per 100 listings20
Asking price per sq ft$132

People and jobs

Median household income$55,569
Population change (1 year)+0.5%
Unemployment rate2.5%
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Population8,281
Income adjusted for cost of living$66,232
Net moves in (IRS)−96
Cost of living (US = 100)83.9

Schools, risk and environment

School rating (1 to 10)6.3
FEMA hazard risk score (0 to 100)29.3
Flood risk score28.1
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Wildfire risk score60.1
Walkability (1 to 20)5.7
Road, rail and air noise55 dB

Questions people ask

Is Harrison County, MO overvalued?
Home prices in Harrison County, MO are well above what local incomes have historically supported: fair value is about $118,116, so the area is 10.8% overvalued.
Is Harrison County, MO a buyer's or seller's market?
Harrison County, MO is a buyer's market: homes take about 64 days to sell, listings are up 100% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Harrison County, MO?
Home values in Harrison County, MO are up 4.5% over the last year.
How much do you need to earn to buy a home in Harrison County, MO?
A household needs about $28,372 a year to afford the typical home in Harrison County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,569.

Nearby and similar counties

ZIP codes in Harrison County (open on the map)

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