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Mississippi County, MO housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$107,055+0.7% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$23,207About 0.5× the local median income ($44,755): affordable for a typical household
Days on market91 daysSlower than a year ago: buyers have time to negotiate

The typical home in Mississippi County, MO is worth $107,055, up 0.7% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $110,622, so the area is 3.2% undervalued. It is a buyer's market: homes take about 91 days to sell, listings are up 25% from a year ago, 14% of listings have had a price cut. A household needs about $23,207 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $44,755. In the latest IRS figures, 63 more people moved out than in.

Home value over time

$0K$20K$40K$60K$80K$100K200020052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$107,055
Change in 1 year+0.7%
Overvalued %−3.2%
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Fair home value$110,622
Change in 5 years+5.5%
Home value to income2.4×
Monthly mortgage payment (20% down)$580
Income needed to afford it$23,207
Property tax rate0.81%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$962

Market activity

Listings vs a year ago+25.0%
Days on market91
Listings with a price cut14.0%
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Homes for sale45
Pending sales per 100 listings20
Asking price per sq ft$104

People and jobs

Median household income$44,755
Population change (1 year)+0.5%
Unemployment rate2.7%
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Population12,003
Income adjusted for cost of living$53,343
Net moves in (IRS)−63
Cost of living (US = 100)83.9

Schools, risk and environment

School rating (1 to 10)2.6
FEMA hazard risk score (0 to 100)57.2
Flood risk score25.5
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Wildfire risk score1.6
Walkability (1 to 20)7.0
Road, rail and air noise54 dB

Questions people ask

Is Mississippi County, MO overvalued?
Home prices in Mississippi County, MO are slightly below what local incomes have historically supported: fair value is about $110,622, so the area is 3.2% undervalued.
Is Mississippi County, MO a buyer's or seller's market?
Mississippi County, MO is a buyer's market: homes take about 91 days to sell, listings are up 25% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Mississippi County, MO?
Home values in Mississippi County, MO are up 0.7% over the last year.
How much do you need to earn to buy a home in Mississippi County, MO?
A household needs about $23,207 a year to afford the typical home in Mississippi County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $44,755.

Nearby and similar counties

ZIP codes in Mississippi County (open on the map)

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