Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$118,497+5.3% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 9% have cut their price
Income needed to buy, per year$25,688About 0.5× the local median income ($52,924): affordable for a typical household
Days on market80 daysSlower than a year ago: buyers have time to negotiate
The typical home in Grundy County, MO is worth $118,497, up 5.3% from a year ago. That is well above what local incomes have historically supported: fair value is about $104,605, so the area is 13.3% overvalued. It is a balanced market, leaning toward sellers: homes take about 80 days to sell, listings are up 9% from a year ago, 9% of listings have had a price cut. A household needs about $25,688 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,924. In the latest IRS figures, 35 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$118,497
Change in 1 year
+5.3%
Overvalued %
+13.3%
Show 6 more
Fair home value
$104,605
Change in 5 years
+13.3%
Home value to income
2.2×
Monthly mortgage payment (20% down)
$642
Income needed to afford it
$25,688
Property tax rate
1.00%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$962
Market activity
Listings vs a year ago
+9.1%
Days on market
80
Listings with a price cut
8.9%
Show 3 more
Homes for sale
24
Pending sales per 100 listings
29
Asking price per sq ft
$99
People and jobs
Median household income
$52,924
Population change (1 year)
−0.1%
Unemployment rate
3.2%
Show 4 more
Population
9,744
Income adjusted for cost of living
$63,080
Net moves in (IRS)
−35
Cost of living (US = 100)
83.9
Schools, risk and environment
School rating (1 to 10)
5.7
FEMA hazard risk score (0 to 100)
27.9
Flood risk score
30.2
Show 3 more
Wildfire risk score
46.8
Walkability (1 to 20)
6.3
Road, rail and air noise
52 dB
Questions people ask
Is Grundy County, MO overvalued?
Home prices in Grundy County, MO are well above what local incomes have historically supported: fair value is about $104,605, so the area is 13.3% overvalued.
Is Grundy County, MO a buyer's or seller's market?
Grundy County, MO is a balanced market, leaning toward sellers: homes take about 80 days to sell, listings are up 9% from a year ago, 9% of listings have had a price cut.
Are home prices going down in Grundy County, MO?
Home values in Grundy County, MO are up 5.3% over the last year.
How much do you need to earn to buy a home in Grundy County, MO?
A household needs about $25,688 a year to afford the typical home in Grundy County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,924.