Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$145,507+0.2% YoY · prices are flat
Market right nowBalanced, leaning buyersMore homes for sale than last year, 0% have cut their price
Income needed to buy, per year$31,543About 0.5× the local median income ($61,317): affordable for a typical household
Days on market54 daysAbout the same pace as a year ago
Next 12 months+3.3%Zillow expects prices to rise slightly
The typical home in Carlisle County, KY is worth $145,507, about the same as a year ago. That is well above what local incomes have historically supported: fair value is about $122,335, so the area is 18.9% overvalued. It is a balanced market, leaning toward buyers: homes take about 54 days to sell, listings are up 12% from a year ago, 0% of listings have had a price cut. Zillow expects prices to rise about 3.3% over the next year. A household needs about $31,543 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,317. In the latest IRS figures, 72 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$145,507
Change in 1 year
+0.2%
Overvalued %
+18.9%
Show 7 more
Fair home value
$122,335
Change in 5 years
+46.2%
Zillow forecast, next 12 months
+3.3%
Home value to income
2.4×
Monthly mortgage payment (20% down)
$789
Income needed to afford it
$31,543
Property tax rate
0.79%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$932
Market activity
Listings vs a year ago
+12.5%
Days on market
54
Listings with a price cut
0.0%
Show 3 more
Homes for sale
9
Pending sales per 100 listings
33
Asking price per sq ft
$122
People and jobs
Median household income
$61,317
Population change (1 year)
−0.4%
Unemployment rate
3.7%
Show 4 more
Population
4,747
Income adjusted for cost of living
$71,216
Net moves in (IRS)
−72
Cost of living (US = 100)
86.1
Schools, risk and environment
School rating (1 to 10)
6.1
FEMA hazard risk score (0 to 100)
18.7
Flood risk score
7.3
Show 3 more
Wildfire risk score
3.3
Walkability (1 to 20)
5.0
Road, rail and air noise
54 dB
Questions people ask
Is Carlisle County, KY overvalued?
Home prices in Carlisle County, KY are well above what local incomes have historically supported: fair value is about $122,335, so the area is 18.9% overvalued.
Is Carlisle County, KY a buyer's or seller's market?
Carlisle County, KY is a balanced market, leaning toward buyers: homes take about 54 days to sell, listings are up 12% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Carlisle County, KY?
Home values in Carlisle County, KY are up 0.2% over the last year. Zillow's forecast for the next 12 months is +3.3%.
How much do you need to earn to buy a home in Carlisle County, KY?
A household needs about $31,543 a year to afford the typical home in Carlisle County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,317.