Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$146,215−10.3% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$31,696About 0.7× the local median income ($42,798): affordable for a typical household
Days on market126 daysSlower than a year ago: buyers have time to negotiate
The typical home in Clinton County, KY is worth $146,215, down 10.3% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $146,532, so the area is 0.2% undervalued. It is a buyer's market: homes take about 126 days to sell, listings are up 10% from a year ago, 14% of listings have had a price cut. A household needs about $31,696 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $42,798. In the latest IRS figures, 36 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$146,215
Change in 1 year
−10.3%
Overvalued %
−0.2%
Show 6 more
Fair home value
$146,532
Change in 5 years
+15.0%
Home value to income
3.4×
Monthly mortgage payment (20% down)
$792
Income needed to afford it
$31,696
Property tax rate
0.52%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$909
Market activity
Listings vs a year ago
+10.3%
Days on market
126
Listings with a price cut
13.8%
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Homes for sale
43
Pending sales per 100 listings
7
Asking price per sq ft
$142
People and jobs
Median household income
$42,798
Population change (1 year)
−0.4%
Unemployment rate
5.0%
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Population
9,139
Income adjusted for cost of living
$50,174
Net moves in (IRS)
+36
Cost of living (US = 100)
85.3
Schools, risk and environment
School rating (1 to 10)
2.3
FEMA hazard risk score (0 to 100)
24.5
Flood risk score
41.0
Show 3 more
Wildfire risk score
33.4
Walkability (1 to 20)
5.1
Road, rail and air noise
55 dB
Questions people ask
Is Clinton County, KY overvalued?
Home prices in Clinton County, KY are slightly below what local incomes have historically supported: fair value is about $146,532, so the area is 0.2% undervalued.
Is Clinton County, KY a buyer's or seller's market?
Clinton County, KY is a buyer's market: homes take about 126 days to sell, listings are up 10% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Clinton County, KY?
Home values in Clinton County, KY are down 10.3% over the last year.
How much do you need to earn to buy a home in Clinton County, KY?
A household needs about $31,696 a year to afford the typical home in Clinton County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $42,798.