Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$144,841−5.7% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 30% have cut their price
Income needed to buy, per year$31,398About 0.5× the local median income ($59,028): affordable for a typical household
Days on market56 daysFaster than a year ago: sellers have the edge
The typical home in Ohio County, KY is worth $144,841, down 5.7% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $146,041, so the area is 0.8% undervalued. It is a buyer's market: homes take about 56 days to sell, listings are up 48% from a year ago, 30% of listings have had a price cut. A household needs about $31,398 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,028. In the latest IRS figures, 160 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$144,841
Change in 1 year
−5.7%
Overvalued %
−0.8%
Show 6 more
Fair home value
$146,041
Change in 5 years
+33.6%
Home value to income
2.5×
Monthly mortgage payment (20% down)
$785
Income needed to afford it
$31,398
Property tax rate
0.62%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$909
Market activity
Listings vs a year ago
+48.3%
Days on market
56
Listings with a price cut
30.0%
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Homes for sale
43
Pending sales per 100 listings
19
Asking price per sq ft
$152
People and jobs
Median household income
$59,028
Population change (1 year)
+0.1%
Unemployment rate
5.0%
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Population
23,934
Income adjusted for cost of living
$69,200
Net moves in (IRS)
+160
Cost of living (US = 100)
85.3
Schools, risk and environment
School rating (1 to 10)
6.0
FEMA hazard risk score (0 to 100)
54.2
Flood risk score
53.8
Show 3 more
Wildfire risk score
11.8
Walkability (1 to 20)
4.3
Road, rail and air noise
54 dB
Questions people ask
Is Ohio County, KY overvalued?
Home prices in Ohio County, KY are slightly below what local incomes have historically supported: fair value is about $146,041, so the area is 0.8% undervalued.
Is Ohio County, KY a buyer's or seller's market?
Ohio County, KY is a buyer's market: homes take about 56 days to sell, listings are up 48% from a year ago, 30% of listings have had a price cut.
Are home prices going down in Ohio County, KY?
Home values in Ohio County, KY are down 5.7% over the last year.
How much do you need to earn to buy a home in Ohio County, KY?
A household needs about $31,398 a year to afford the typical home in Ohio County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,028.