Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$145,613−1.2% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 11% have cut their price
Income needed to buy, per year$31,566About 0.8× the local median income ($41,782): affordable for a typical household
Days on market61 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.9%Zillow expects prices to rise slightly
The typical home in Lawrence County, KY is worth $145,613, down 1.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $123,468, so the area is 17.9% overvalued. It is a buyer's market: homes take about 61 days to sell, listings are up 56% from a year ago, 11% of listings have had a price cut. Zillow expects prices to rise about 1.9% over the next year. A household needs about $31,566 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $41,782. In the latest IRS figures, 88 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$145,613
Change in 1 year
−1.2%
Overvalued %
+17.9%
Show 7 more
Fair home value
$123,468
Change in 5 years
+16.6%
Zillow forecast, next 12 months
+1.9%
Home value to income
3.5×
Monthly mortgage payment (20% down)
$789
Income needed to afford it
$31,566
Property tax rate
0.71%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$971
Market activity
Listings vs a year ago
+55.6%
Days on market
61
Listings with a price cut
10.8%
Show 3 more
Homes for sale
28
Pending sales per 100 listings
32
Asking price per sq ft
$99
People and jobs
Median household income
$41,782
Population change (1 year)
−0.4%
Unemployment rate
7.7%
Show 4 more
Population
15,765
Income adjusted for cost of living
$47,265
Net moves in (IRS)
−88
Cost of living (US = 100)
88.4
Schools, risk and environment
School rating (1 to 10)
5.0
FEMA hazard risk score (0 to 100)
53.3
Flood risk score
73.0
Show 3 more
Wildfire risk score
67.0
Walkability (1 to 20)
4.9
Road, rail and air noise
53 dB
Questions people ask
Is Lawrence County, KY overvalued?
Home prices in Lawrence County, KY are well above what local incomes have historically supported: fair value is about $123,468, so the area is 17.9% overvalued.
Is Lawrence County, KY a buyer's or seller's market?
Lawrence County, KY is a buyer's market: homes take about 61 days to sell, listings are up 56% from a year ago, 11% of listings have had a price cut.
Are home prices going down in Lawrence County, KY?
Home values in Lawrence County, KY are down 1.2% over the last year. Zillow's forecast for the next 12 months is +1.9%.
How much do you need to earn to buy a home in Lawrence County, KY?
A household needs about $31,566 a year to afford the typical home in Lawrence County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $41,782.