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Greenup County, KY housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$158,959+1.2% YoY · prices are rising
Market right nowBalanced marketMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$34,459About 0.6× the local median income ($61,352): affordable for a typical household
Days on market45 daysFaster than a year ago: sellers have the edge
Next 12 months+1.9%Zillow expects prices to rise slightly

The typical home in Greenup County, KY is worth $158,959, up 1.2% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $156,299, so the area is 1.7% overvalued. It is a balanced market: homes take about 45 days to sell, listings are up 42% from a year ago, 20% of listings have had a price cut. Zillow expects prices to rise about 1.9% over the next year. A household needs about $34,459 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,352. In the latest IRS figures, 102 more people moved in than out.

Home value over time

$0K$50K$100K$150K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$158,959
Change in 1 year+1.2%
Overvalued %+1.7%
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Fair home value$156,299
Change in 5 years+23.6%
Zillow forecast, next 12 months+1.9%
Home value to income2.6×
Monthly mortgage payment (20% down)$861
Income needed to afford it$34,459
Property tax rate0.87%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,006

Market activity

Listings vs a year ago+41.7%
Days on market45
Listings with a price cut19.7%
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Homes for sale85
Pending sales per 100 listings47
Asking price per sq ft$125

People and jobs

Median household income$61,352
Population change (1 year)−0.1%
Unemployment rate6.8%
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Population35,213
Income adjusted for cost of living$69,403
Net moves in (IRS)+102
Cost of living (US = 100)88.4

Schools, risk and environment

School rating (1 to 10)6.4
FEMA hazard risk score (0 to 100)52.6
Unhealthy air days a year0
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Flood risk score68.4
Wildfire risk score40.2
Walkability (1 to 20)6.3
Road, rail and air noise52 dB

Questions people ask

Is Greenup County, KY overvalued?
Home prices in Greenup County, KY are slightly above what local incomes have historically supported: fair value is about $156,299, so the area is 1.7% overvalued.
Is Greenup County, KY a buyer's or seller's market?
Greenup County, KY is a balanced market: homes take about 45 days to sell, listings are up 42% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Greenup County, KY?
Home values in Greenup County, KY are up 1.2% over the last year. Zillow's forecast for the next 12 months is +1.9%.
How much do you need to earn to buy a home in Greenup County, KY?
A household needs about $34,459 a year to afford the typical home in Greenup County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,352.

Nearby and similar counties

ZIP codes in Greenup County (open on the map)

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