Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$145,749−8.1% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$31,595About 0.6× the local median income ($50,993): affordable for a typical household
Days on market75 daysFaster than a year ago: sellers have the edge
The typical home in Powell County, KY is worth $145,749, down 8.1% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $137,617, so the area is 5.9% overvalued. It is a buyer's market: homes take about 75 days to sell, listings are up 4% from a year ago, 13% of listings have had a price cut. A household needs about $31,595 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,993. In the latest IRS figures, 30 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$145,749
Change in 1 year
−8.1%
Overvalued %
+5.9%
Show 6 more
Fair home value
$137,617
Change in 5 years
+22.4%
Home value to income
2.9×
Monthly mortgage payment (20% down)
$790
Income needed to afford it
$31,595
Property tax rate
0.62%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$909
Market activity
Listings vs a year ago
+4.1%
Days on market
75
Listings with a price cut
12.9%
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Homes for sale
76
Pending sales per 100 listings
16
Asking price per sq ft
$210
People and jobs
Median household income
$50,993
Population change (1 year)
−0.4%
Unemployment rate
5.8%
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Population
12,812
Income adjusted for cost of living
$59,781
Net moves in (IRS)
+30
Cost of living (US = 100)
85.3
Schools, risk and environment
School rating (1 to 10)
2.7
FEMA hazard risk score (0 to 100)
31.2
Flood risk score
51.4
Show 3 more
Wildfire risk score
43.2
Walkability (1 to 20)
4.7
Road, rail and air noise
56 dB
Questions people ask
Is Powell County, KY overvalued?
Home prices in Powell County, KY are slightly above what local incomes have historically supported: fair value is about $137,617, so the area is 5.9% overvalued.
Is Powell County, KY a buyer's or seller's market?
Powell County, KY is a buyer's market: homes take about 75 days to sell, listings are up 4% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Powell County, KY?
Home values in Powell County, KY are down 8.1% over the last year.
How much do you need to earn to buy a home in Powell County, KY?
A household needs about $31,595 a year to afford the typical home in Powell County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,993.