Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$156,725−2.2% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 37% have cut their price
Income needed to buy, per year$33,975About 0.6× the local median income ($61,242): affordable for a typical household
Days on market101 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+3.3%Zillow expects prices to rise slightly
The typical home in Livingston County, KY is worth $156,725, down 2.2% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $145,508, so the area is 7.7% overvalued. It is a buyer's market: homes take about 101 days to sell, listings are up 9% from a year ago, 37% of listings have had a price cut. Zillow expects prices to rise about 3.3% over the next year. A household needs about $33,975 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,242. In the latest IRS figures, 3 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$156,725
Change in 1 year
−2.2%
Overvalued %
+7.7%
Show 7 more
Fair home value
$145,508
Change in 5 years
+29.5%
Zillow forecast, next 12 months
+3.3%
Home value to income
2.6×
Monthly mortgage payment (20% down)
$849
Income needed to afford it
$33,975
Property tax rate
0.61%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,220
Market activity
Listings vs a year ago
+8.8%
Days on market
101
Listings with a price cut
37.2%
Show 3 more
Homes for sale
37
Pending sales per 100 listings
22
Asking price per sq ft
$163
People and jobs
Median household income
$61,242
Population change (1 year)
+0.2%
Unemployment rate
4.2%
Show 4 more
Population
8,863
Income adjusted for cost of living
$71,129
Net moves in (IRS)
+3
Cost of living (US = 100)
86.1
Schools, risk and environment
School rating (1 to 10)
5.1
FEMA hazard risk score (0 to 100)
27.1
Unhealthy air days a year
0
Show 4 more
Flood risk score
23.3
Wildfire risk score
6.5
Walkability (1 to 20)
3.9
Road, rail and air noise
56 dB
Questions people ask
Is Livingston County, KY overvalued?
Home prices in Livingston County, KY are slightly above what local incomes have historically supported: fair value is about $145,508, so the area is 7.7% overvalued.
Is Livingston County, KY a buyer's or seller's market?
Livingston County, KY is a buyer's market: homes take about 101 days to sell, listings are up 9% from a year ago, 37% of listings have had a price cut.
Are home prices going down in Livingston County, KY?
Home values in Livingston County, KY are down 2.2% over the last year. Zillow's forecast for the next 12 months is +3.3%.
How much do you need to earn to buy a home in Livingston County, KY?
A household needs about $33,975 a year to afford the typical home in Livingston County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,242.