Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$152,730−5.0% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 12% have cut their price
Income needed to buy, per year$33,109About 0.6× the local median income ($51,235): affordable for a typical household
Days on market115 daysSlower than a year ago: buyers have time to negotiate
The typical home in Russell County, KY is worth $152,730, down 5.0% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $145,166, so the area is 5.2% overvalued. It is a buyer's market: homes take about 115 days to sell, listings are up 6% from a year ago, 12% of listings have had a price cut. A household needs about $33,109 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $51,235. In the latest IRS figures, 125 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$152,730
Change in 1 year
−5.0%
Overvalued %
+5.2%
Show 6 more
Fair home value
$145,166
Change in 5 years
+31.7%
Home value to income
3.0×
Monthly mortgage payment (20% down)
$828
Income needed to afford it
$33,109
Property tax rate
0.57%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$909
Market activity
Listings vs a year ago
+6.3%
Days on market
115
Listings with a price cut
12.1%
Show 3 more
Homes for sale
135
Pending sales per 100 listings
10
Asking price per sq ft
$192
People and jobs
Median household income
$51,235
Population change (1 year)
+0.3%
Unemployment rate
6.5%
Show 4 more
Population
18,608
Income adjusted for cost of living
$60,064
Net moves in (IRS)
+125
Cost of living (US = 100)
85.3
Schools, risk and environment
School rating (1 to 10)
7.6
FEMA hazard risk score (0 to 100)
31.9
Flood risk score
35.7
Show 3 more
Wildfire risk score
29.8
Walkability (1 to 20)
5.4
Road, rail and air noise
55 dB
Questions people ask
Is Russell County, KY overvalued?
Home prices in Russell County, KY are slightly above what local incomes have historically supported: fair value is about $145,166, so the area is 5.2% overvalued.
Is Russell County, KY a buyer's or seller's market?
Russell County, KY is a buyer's market: homes take about 115 days to sell, listings are up 6% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Russell County, KY?
Home values in Russell County, KY are down 5.0% over the last year.
How much do you need to earn to buy a home in Russell County, KY?
A household needs about $33,109 a year to afford the typical home in Russell County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $51,235.