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Clarke County, GA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$331,786+1.7% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 19% have cut their price
Income needed to buy, per year$71,924About 1.3× the local median income ($54,739): a stretch for a typical household
Days on market67 daysFaster than a year ago: sellers have the edge
Next 12 months+1.4%Zillow expects prices to rise slightly

The typical home in Clarke County, GA is worth $331,786, up 1.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $274,841, so the area is 20.7% overvalued. It is a buyer's market: homes take about 67 days to sell, listings are up 49% from a year ago, 19% of listings have had a price cut. Zillow expects prices to rise about 1.4% over the next year. A household needs about $71,924 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,739. Typical rent is $1,758 a month, or $2,122 for a house. In the latest IRS figures, 1,158 more people moved out than in.

Home value over time

$0K$100K$200K$300K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$331,786
Change in 1 year+1.7%
Overvalued %+20.7%
Show 7 more
Fair home value$274,841
Change in 5 years+32.4%
Zillow forecast, next 12 months+1.4%
Home value to income6.1×
Monthly mortgage payment (20% down)$1,798
Income needed to afford it$71,924
Property tax rate0.87%

Rent and investing

Typical rent$1,758
Typical rent for houses$2,122
Price-to-rent ratio15.7×
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HUD Fair Market Rent, 2 bedrooms$1,285
Gross rental yield6.36%
Cap rate (estimate)4.13%

Market activity

Listings vs a year ago+48.6%
Days on market67
Listings with a price cut18.7%
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Homes for sale618
Pending sales per 100 listings21
Asking price per sq ft$211

People and jobs

Median household income$54,739
Population change (1 year)−0.6%
Unemployment rate5.2%
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Population129,921
Income adjusted for cost of living$58,670
Net moves in (IRS)−1,158
Cost of living (US = 100)93.3

Schools, risk and environment

School rating (1 to 10)4.6
FEMA hazard risk score (0 to 100)67.0
Unhealthy air days a year0
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Flood risk score70.7
Wildfire risk score25.6
Walkability (1 to 20)7.4
Road, rail and air noise53 dB

Questions people ask

Is Clarke County, GA overvalued?
Home prices in Clarke County, GA are well above what local incomes have historically supported: fair value is about $274,841, so the area is 20.7% overvalued.
Is Clarke County, GA a buyer's or seller's market?
Clarke County, GA is a buyer's market: homes take about 67 days to sell, listings are up 49% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Clarke County, GA?
Home values in Clarke County, GA are up 1.7% over the last year. Zillow's forecast for the next 12 months is +1.4%.
How much do you need to earn to buy a home in Clarke County, GA?
A household needs about $71,924 a year to afford the typical home in Clarke County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,739.

Nearby and similar counties

ZIP codes in Clarke County (open on the map)

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