Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$332,415−3.4% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$72,061About 1.0× the local median income ($74,037): affordable for a typical household
Days on market80 daysSlower than a year ago: buyers have time to negotiate
Next 12 months−0.6%Zillow expects prices to dip slightly
The typical home in Chatham County, GA is worth $332,415, down 3.4% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $315,905, so the area is 5.2% overvalued. It is a buyer's market: homes take about 80 days to sell, listings are up 22% from a year ago, 22% of listings have had a price cut. Zillow expects prices to fall about 0.6% over the next year. A household needs about $72,061 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,037. Typical rent is $1,734 a month, or $2,145 for a house. In the latest IRS figures, 783 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$332,415
Change in 1 year
−3.4%
Overvalued %
+5.2%
Show 7 more
Fair home value
$315,905
Change in 5 years
+29.8%
Zillow forecast, next 12 months
−0.6%
Home value to income
4.5×
Monthly mortgage payment (20% down)
$1,802
Income needed to afford it
$72,061
Property tax rate
0.84%
Rent and investing
Typical rent
$1,734
Typical rent for houses
$2,145
Price-to-rent ratio
16.0×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,679
Gross rental yield
6.26%
Cap rate (estimate)
4.07%
Market activity
Listings vs a year ago
+22.0%
Days on market
80
Listings with a price cut
21.8%
Show 3 more
Homes for sale
1,790
Pending sales per 100 listings
29
Asking price per sq ft
$224
People and jobs
Median household income
$74,037
Population change (1 year)
+0.7%
Unemployment rate
5.9%
Show 4 more
Population
311,855
Income adjusted for cost of living
$77,770
Net moves in (IRS)
−783
Cost of living (US = 100)
95.2
Schools, risk and environment
School rating (1 to 10)
3.8
FEMA hazard risk score (0 to 100)
97.4
Unhealthy air days a year
0
Show 4 more
Flood risk score
96.0
Wildfire risk score
92.4
Walkability (1 to 20)
10.4
Road, rail and air noise
54 dB
Questions people ask
Is Chatham County, GA overvalued?
Home prices in Chatham County, GA are slightly above what local incomes have historically supported: fair value is about $315,905, so the area is 5.2% overvalued.
Is Chatham County, GA a buyer's or seller's market?
Chatham County, GA is a buyer's market: homes take about 80 days to sell, listings are up 22% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Chatham County, GA?
Home values in Chatham County, GA are down 3.4% over the last year. Zillow's forecast for the next 12 months is −0.6%.
How much do you need to earn to buy a home in Chatham County, GA?
A household needs about $72,061 a year to afford the typical home in Chatham County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,037.