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Columbia County, GA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$331,924+1.7% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$71,954About 0.7× the local median income ($96,487): affordable for a typical household
Days on market78 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.5%Zillow expects prices to rise slightly

The typical home in Columbia County, GA is worth $331,924, up 1.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $294,454, so the area is 12.7% overvalued. It is a buyer's market: homes take about 78 days to sell, listings are up 10% from a year ago, 20% of listings have had a price cut. Zillow expects prices to rise about 1.5% over the next year. A household needs about $71,954 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $96,487. Typical rent is $1,767 a month, or $1,983 for a house. In the latest IRS figures, 1,045 more people moved in than out.

Home value over time

$0K$100K$200K$300K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$331,924
Change in 1 year+1.7%
Overvalued %+12.7%
Show 7 more
Fair home value$294,454
Change in 5 years+21.9%
Zillow forecast, next 12 months+1.5%
Home value to income3.4×
Monthly mortgage payment (20% down)$1,799
Income needed to afford it$71,954
Property tax rate0.82%

Rent and investing

Typical rent$1,767
Typical rent for houses$1,983
Price-to-rent ratio15.7×
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HUD Fair Market Rent, 2 bedrooms$1,329
Gross rental yield6.39%
Cap rate (estimate)4.15%

Market activity

Listings vs a year ago+10.2%
Days on market78
Listings with a price cut20.5%
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Homes for sale797
Pending sales per 100 listings33
Asking price per sq ft$162

People and jobs

Median household income$96,487
Population change (1 year)+1.1%
Unemployment rate4.8%
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Population169,189
Income adjusted for cost of living$104,991
Net moves in (IRS)+1,045
Cost of living (US = 100)91.9

Schools, risk and environment

School rating (1 to 10)7.8
FEMA hazard risk score (0 to 100)76.8
Unhealthy air days a year0
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Flood risk score82.7
Wildfire risk score65.2
Walkability (1 to 20)6.8
Road, rail and air noise54 dB

Questions people ask

Is Columbia County, GA overvalued?
Home prices in Columbia County, GA are well above what local incomes have historically supported: fair value is about $294,454, so the area is 12.7% overvalued.
Is Columbia County, GA a buyer's or seller's market?
Columbia County, GA is a buyer's market: homes take about 78 days to sell, listings are up 10% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Columbia County, GA?
Home values in Columbia County, GA are up 1.7% over the last year. Zillow's forecast for the next 12 months is +1.5%.
How much do you need to earn to buy a home in Columbia County, GA?
A household needs about $71,954 a year to afford the typical home in Columbia County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $96,487.

Nearby and similar counties

ZIP codes in Columbia County (open on the map)

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