Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$197,177+4.0% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$42,744About 0.8× the local median income ($53,781): affordable for a typical household
Days on market105 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.5%Zillow expects prices to rise slightly
The typical home in McDuffie County, GA is worth $197,177, up 4.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $167,653, so the area is 17.6% overvalued. It is a balanced market, leaning toward buyers: homes take about 105 days to sell, listings are up 39% from a year ago, 14% of listings have had a price cut. Zillow expects prices to rise about 1.5% over the next year. A household needs about $42,744 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,781. In the latest IRS figures, 12 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$197,177
Change in 1 year
+4.0%
Overvalued %
+17.6%
Show 7 more
Fair home value
$167,653
Change in 5 years
+29.3%
Zillow forecast, next 12 months
+1.5%
Home value to income
3.7×
Monthly mortgage payment (20% down)
$1,069
Income needed to afford it
$42,744
Property tax rate
0.82%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,329
Market activity
Listings vs a year ago
+38.6%
Days on market
105
Listings with a price cut
14.5%
Show 3 more
Homes for sale
97
Pending sales per 100 listings
31
Asking price per sq ft
$157
People and jobs
Median household income
$53,781
Population change (1 year)
−0.5%
Unemployment rate
1.9%
Show 4 more
Population
21,640
Income adjusted for cost of living
$58,521
Net moves in (IRS)
−12
Cost of living (US = 100)
91.9
Schools, risk and environment
School rating (1 to 10)
3.3
FEMA hazard risk score (0 to 100)
25.0
Flood risk score
28.2
Show 3 more
Wildfire risk score
60.0
Walkability (1 to 20)
5.3
Road, rail and air noise
54 dB
Questions people ask
Is McDuffie County, GA overvalued?
Home prices in McDuffie County, GA are well above what local incomes have historically supported: fair value is about $167,653, so the area is 17.6% overvalued.
Is McDuffie County, GA a buyer's or seller's market?
McDuffie County, GA is a balanced market, leaning toward buyers: homes take about 105 days to sell, listings are up 39% from a year ago, 14% of listings have had a price cut.
Are home prices going down in McDuffie County, GA?
Home values in McDuffie County, GA are up 4.0% over the last year. Zillow's forecast for the next 12 months is +1.5%.
How much do you need to earn to buy a home in McDuffie County, GA?
A household needs about $42,744 a year to afford the typical home in McDuffie County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,781.