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Athens-Clarke County, GA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$367,438+1.8% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$79,653About 1.1× the local median income ($71,686): a stretch for a typical household
Days on market68 daysFaster than a year ago: sellers have the edge
Next 12 months+1.4%Zillow expects prices to rise slightly

The typical home in Athens-Clarke County, GA is worth $367,438, up 1.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $315,347, so the area is 16.5% overvalued. It is a balanced market, leaning toward buyers: homes take about 68 days to sell, listings are up 36% from a year ago, 17% of listings have had a price cut. Zillow expects prices to rise about 1.4% over the next year. A household needs about $79,653 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,686. Typical rent is $1,776 a month, or $2,144 for a house. In the latest IRS figures, 14 more people moved in than out.

Home value over time

$0K$100K$200K$300K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$367,438
Change in 1 year+1.8%
Overvalued %+16.5%
Show 7 more
Fair home value$315,347
Change in 5 years+29.9%
Zillow forecast, next 12 months+1.4%
Home value to income5.1×
Monthly mortgage payment (20% down)$1,991
Income needed to afford it$79,653
Property tax rate0.81%

Rent and investing

Typical rent$1,776
Typical rent for houses$2,144
Price-to-rent ratio17.2×
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HUD Fair Market Rent, 2 bedrooms$1,285
Gross rental yield5.80%
Cap rate (estimate)3.77%

Market activity

Listings vs a year ago+36.2%
Days on market68
Listings with a price cut17.4%
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Homes for sale1,080
Pending sales per 100 listings26
Asking price per sq ft$215

People and jobs

Median household income$71,686
Population change (1 year)−0.0%
Unemployment rate4.5%
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Population224,148
Income adjusted for cost of living$76,834
Net moves in (IRS)+14
Cost of living (US = 100)93.3

Schools, risk and environment

School rating (1 to 10)6.7
FEMA hazard risk score (0 to 100)47.6
Unhealthy air days a year0
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Flood risk score54.1
Wildfire risk score26.5
Walkability (1 to 20)6.7
Road, rail and air noise54 dB

Questions people ask

Is Athens-Clarke County, GA overvalued?
Home prices in Athens-Clarke County, GA are well above what local incomes have historically supported: fair value is about $315,347, so the area is 16.5% overvalued.
Is Athens-Clarke County, GA a buyer's or seller's market?
Athens-Clarke County, GA is a balanced market, leaning toward buyers: homes take about 68 days to sell, listings are up 36% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Athens-Clarke County, GA?
Home values in Athens-Clarke County, GA are up 1.8% over the last year. Zillow's forecast for the next 12 months is +1.4%.
How much do you need to earn to buy a home in Athens-Clarke County, GA?
A household needs about $79,653 a year to afford the typical home in Athens-Clarke County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,686.

Counties in this metro

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