Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$314,809+3.9% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 15% have cut their price
Income needed to buy, per year$68,244About 1.0× the local median income ($65,817): a stretch for a typical household
Days on market73 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.4%Zillow expects prices to rise slightly
The typical home in Oglethorpe County, GA is worth $314,809, up 3.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $234,581, so the area is 34.2% overvalued. It is a balanced market: homes take about 73 days to sell, listings are up 26% from a year ago, 15% of listings have had a price cut. Zillow expects prices to rise about 1.4% over the next year. A household needs about $68,244 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,817. In the latest IRS figures, 250 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$314,809
Change in 1 year
+3.9%
Overvalued %
+34.2%
Show 7 more
Fair home value
$234,581
Change in 5 years
+37.5%
Zillow forecast, next 12 months
+1.4%
Home value to income
4.8×
Monthly mortgage payment (20% down)
$1,706
Income needed to afford it
$68,244
Property tax rate
0.75%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,285
Market activity
Listings vs a year ago
+26.0%
Days on market
73
Listings with a price cut
14.9%
Show 3 more
Homes for sale
63
Pending sales per 100 listings
43
Asking price per sq ft
$192
People and jobs
Median household income
$65,817
Population change (1 year)
+1.8%
Unemployment rate
3.1%
Show 4 more
Population
16,415
Income adjusted for cost of living
$70,543
Net moves in (IRS)
+250
Cost of living (US = 100)
93.3
Schools, risk and environment
School rating (1 to 10)
6.3
FEMA hazard risk score (0 to 100)
8.1
Flood risk score
13.8
Show 3 more
Wildfire risk score
29.4
Walkability (1 to 20)
4.1
Road, rail and air noise
53 dB
Questions people ask
Is Oglethorpe County, GA overvalued?
Home prices in Oglethorpe County, GA are well above what local incomes have historically supported: fair value is about $234,581, so the area is 34.2% overvalued.
Is Oglethorpe County, GA a buyer's or seller's market?
Oglethorpe County, GA is a balanced market: homes take about 73 days to sell, listings are up 26% from a year ago, 15% of listings have had a price cut.
Are home prices going down in Oglethorpe County, GA?
Home values in Oglethorpe County, GA are up 3.9% over the last year. Zillow's forecast for the next 12 months is +1.4%.
How much do you need to earn to buy a home in Oglethorpe County, GA?
A household needs about $68,244 a year to afford the typical home in Oglethorpe County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,817.