Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$310,321+1.4% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$67,271About 1.1× the local median income ($63,976): a stretch for a typical household
Days on market86 daysSlower than a year ago: buyers have time to negotiate
The typical home in Hart County, GA is worth $310,321, up 1.4% from a year ago. That is well above what local incomes have historically supported: fair value is about $271,912, so the area is 14.1% overvalued. It is a balanced market, leaning toward buyers: homes take about 86 days to sell, listings are up 9% from a year ago, 20% of listings have had a price cut. A household needs about $67,271 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,976. Typical rent is $1,726 a month. In the latest IRS figures, 499 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$310,321
Change in 1 year
+1.4%
Overvalued %
+14.1%
Show 6 more
Fair home value
$271,912
Change in 5 years
+20.8%
Home value to income
4.9×
Monthly mortgage payment (20% down)
$1,682
Income needed to afford it
$67,271
Property tax rate
0.56%
Rent and investing
Typical rent
$1,726
Price-to-rent ratio
15.0×
HUD Fair Market Rent, 2 bedrooms
$1,002
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Gross rental yield
6.68%
Cap rate (estimate)
4.34%
Market activity
Listings vs a year ago
+9.4%
Days on market
86
Listings with a price cut
19.7%
Show 3 more
Homes for sale
186
Pending sales per 100 listings
15
Asking price per sq ft
$200
People and jobs
Median household income
$63,976
Population change (1 year)
+1.7%
Unemployment rate
3.4%
Show 4 more
Population
28,639
Income adjusted for cost of living
$73,536
Net moves in (IRS)
+499
Cost of living (US = 100)
87.0
Schools, risk and environment
School rating (1 to 10)
6.0
FEMA hazard risk score (0 to 100)
35.4
Flood risk score
43.3
Show 3 more
Wildfire risk score
23.2
Walkability (1 to 20)
5.0
Road, rail and air noise
54 dB
Questions people ask
Is Hart County, GA overvalued?
Home prices in Hart County, GA are well above what local incomes have historically supported: fair value is about $271,912, so the area is 14.1% overvalued.
Is Hart County, GA a buyer's or seller's market?
Hart County, GA is a balanced market, leaning toward buyers: homes take about 86 days to sell, listings are up 9% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Hart County, GA?
Home values in Hart County, GA are up 1.4% over the last year.
How much do you need to earn to buy a home in Hart County, GA?
A household needs about $67,271 a year to afford the typical home in Hart County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,976.