Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$319,293+1.6% YoY · prices are rising
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 16% have cut their price
Income needed to buy, per year$69,216About 1.0× the local median income ($72,270): affordable for a typical household
Days on market82 daysSlower than a year ago: buyers have time to negotiate
The typical home in White County, GA is worth $319,293, up 1.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $270,164, so the area is 18.2% overvalued. It is a balanced market, leaning toward buyers: homes take about 82 days to sell, listings are down 0% from a year ago, 16% of listings have had a price cut. A household needs about $69,216 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,270. In the latest IRS figures, 519 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$319,293
Change in 1 year
+1.6%
Overvalued %
+18.2%
Show 6 more
Fair home value
$270,164
Change in 5 years
+31.8%
Home value to income
4.4×
Monthly mortgage payment (20% down)
$1,730
Income needed to afford it
$69,216
Property tax rate
0.65%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,194
Market activity
Listings vs a year ago
0.0%
Days on market
82
Listings with a price cut
16.5%
Show 3 more
Homes for sale
311
Pending sales per 100 listings
16
Asking price per sq ft
$233
People and jobs
Median household income
$72,270
Population change (1 year)
+0.6%
Unemployment rate
3.8%
Show 4 more
Population
29,802
Income adjusted for cost of living
$83,069
Net moves in (IRS)
+519
Cost of living (US = 100)
87.0
Schools, risk and environment
School rating (1 to 10)
6.9
FEMA hazard risk score (0 to 100)
45.7
Flood risk score
46.2
Show 3 more
Wildfire risk score
50.9
Walkability (1 to 20)
6.1
Road, rail and air noise
55 dB
Questions people ask
Is White County, GA overvalued?
Home prices in White County, GA are well above what local incomes have historically supported: fair value is about $270,164, so the area is 18.2% overvalued.
Is White County, GA a buyer's or seller's market?
White County, GA is a balanced market, leaning toward buyers: homes take about 82 days to sell, listings are down 0% from a year ago, 16% of listings have had a price cut.
Are home prices going down in White County, GA?
Home values in White County, GA are up 1.6% over the last year.
How much do you need to earn to buy a home in White County, GA?
A household needs about $69,216 a year to afford the typical home in White County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,270.