Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$548,587+3.5% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 0% have cut their price
Income needed to buy, per year$118,922About 1.8× the local median income ($65,231): hard to afford
Days on market155 daysSlower than a year ago: buyers have time to negotiate
The typical home in San Juan County, CO is worth $548,587, up 3.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $449,991, so the area is 21.9% overvalued. It is a buyer's market: homes take about 155 days to sell, listings are up 86% from a year ago, 0% of listings have had a price cut. A household needs about $118,922 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,231. In the latest IRS figures, 23 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$548,587
Change in 1 year
+3.5%
Overvalued %
+21.9%
Show 6 more
Fair home value
$449,991
Change in 5 years
+32.3%
Home value to income
8.4×
Monthly mortgage payment (20% down)
$2,973
Income needed to afford it
$118,922
Property tax rate
0.32%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,344
Market activity
Listings vs a year ago
+85.7%
Days on market
155
Listings with a price cut
0.0%
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Homes for sale
39
Pending sales per 100 listings
5
Asking price per sq ft
$388
People and jobs
Median household income
$65,231
Population change (1 year)
−1.0%
Unemployment rate
9.4%
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Population
813
Income adjusted for cost of living
$66,904
Net moves in (IRS)
+23
Cost of living (US = 100)
97.5
Schools, risk and environment
School rating (1 to 10)
3.0
FEMA hazard risk score (0 to 100)
10.7
Unhealthy air days a year
0
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Flood risk score
4.0
Wildfire risk score
33.6
Walkability (1 to 20)
7.0
Road, rail and air noise
52 dB
Questions people ask
Is San Juan County, CO overvalued?
Home prices in San Juan County, CO are well above what local incomes have historically supported: fair value is about $449,991, so the area is 21.9% overvalued.
Is San Juan County, CO a buyer's or seller's market?
San Juan County, CO is a buyer's market: homes take about 155 days to sell, listings are up 86% from a year ago, 0% of listings have had a price cut.
Are home prices going down in San Juan County, CO?
Home values in San Juan County, CO are up 3.5% over the last year.
How much do you need to earn to buy a home in San Juan County, CO?
A household needs about $118,922 a year to afford the typical home in San Juan County, CO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,231.